I live, write, and garden in the PNW with my husband of 28 years, disabled daughter, adult son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!My Google AdSense Payment hit this week so I combined that with DH's pay and upped the tithe accordingly. I also had some money left in the checking account. No money went into the EF this time as we replaced some items and upgraded others that I was holding off on when we were still in debt and DH needed new boots.
We also got take out more than we should have as I tripped over a floor fan and banged myself into the bedroom door and then as I stumbled forward got my other side on the door jamb. Not fun. I am doing better today, but the last week was really rough. I am still pretty stiff and sore when I wake up, but at least I can dress myself again and walk around without my cane.
I did not spend all of the grocery money from last payday, though, so that went into a new fund, the Freezer Fund. So that envelope was started with $179. I want to get a good freezer, not from Lowe's or Home Depot, so we will have to go to the actual appliance store and price what I want, which is a freezer with a temperature display on the outside and that beeps if the door is open too long. Frost free would be nice as well.
Here's how the paycheck broke down today.
$328.70 Tithe
_400.00 Grocery Envelope
__75.00 Household Envelope
_500.00 Medical Fund
1608.60 Citi
__71.99 Life Insurance DH
__60.46 Life Insurance Me
_100.00 Spending Money Adults
_120.00 Allowances Kids
_100.00 Car Insurance Fund
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3364.75 Total Money Out
Payday Report for 7/24/20
July 25th, 2020 at 12:05 am
July 25th, 2020 at 11:17 am 1595672264
You'll have time to save for a freezer-- they are scarce to non existent in the Northeast. My daughter's freezer needed to be repaired a second time ( not staying cool enough) and that might have been time to buy new, but none to be had. Luckily, the repairman -- and new part-- came relatively quickly.
July 26th, 2020 at 02:46 am 1595727994
July 26th, 2020 at 07:44 pm 1595789074
As Carol said, freezers are hard to come by, so you should have some time to save up for the kind you want. I know I'm showing my age a little bit, but years ago, some of the neighborhood stores used to sell freezer space or locker space for those who didn't have the room for a freezer.