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Finding the Swing

January 1st, 2008 at 08:13 pm

First I had to find the swing before I could make the attempt to get back into the swing of things. I pulled my CU statement off the internet today and balanced my checkbook for the month of December, so that's a positive step in the pay attention to my finances category!

Tomorrow's big step will be sitting down with the bill box and paying bills. Okay, more than that because I've been paying bills all along, but getting that aspect of my life organized. I'm going to be getting this nifty organizer thing from Lillian Vernon for my birthday in February. It's a box that has slots for every day of the month that you organize your bills into and then a couple little drawers for miscellaneous bill paying items like envelopes or stamps or whatnot. Always have a hard time keeping track of my whatnots, after all! Big Grin But it should come in quite handy.

I'm working on my 2008 Budget Spreadsheet, too. Now I know that medical has not gone up for the first year in forever and that car insurance has actually gone down ('bout time, DH hasn't had an accident since '94 and I've not had one since '88 when I was 18 and that was only a parallel parking mishap!), and they've finally gotten the clue we're safe drivers! Security system monitoring has gone up by a buck a month.

Lots of little things. Property taxes should go down a bit this year as a levy came off.

Tomorrow I'll be making a trip to Costco and getting gas. Don't think I'll buy anything else there, except produce if it looks good. I've got plenty of canned goods and meat in the freezer. Well, maybe eggs, milk, and cheese. And dishwasher tablets. I think I'll make a list before I go. Since things seem to be magically popping into my head at the moment.

Just wanted to say thanks again for the warm welcome back. It was lovely.

Head in the Clouds

November 1st, 2007 at 01:34 am

I have seriously been so out of it lately, my head is in the clouds. My focus just is not on financial things at the moment. But I got a good deal today so I thought I should trot my sorry self over here and blog about it.

There's a new place that just opened up in my county (Whatcom) and they deliver. It's free range, steroid free, and hormone free protein, frozen and vacuum sealed. It's not organic but it is as close as you can get to it without being it and with delivery I don't have to worry about it sitting in the trunk for the long drive from town. It should last quite awhile when interspersed with the chicken and fish in the freezer already.

Other than eggs and cheese, I shouldn't have to purchase protein again for a couple of months. So even though it was more than half my monthly food budget in one go, I think it was well worth the expense.

They sell it by the case and I ended up with 55 beef steaks for $150. Very good portion sizes, too, no skimping. That works out to $2.72 per steak. It was T-bone and rib-eye, New York strip, and filet mignon as well as two other cuts I can't remember and I'm too lazy to go and get the brochure. Pretty good when the recent sale price on a plain old chuck roast was $2.99 this week.

Whenever I need more I just call them, order, and they put me on their delivery route for that week. The $150 a case is an introductory price for a year. Not sure what I'll do if it isn't a renewable special offer, because I don't want to go up to the $300 it is supposed to be after that.

Anyway, it's nice to find a good source of beef without having to buy a side of beef and find room for it in the freezers.

I won't use them for chicken since it's all white meat and we all prefer dark or seafood because we don't eat most of what is offered and we don't eat enough pork to even think about that. But for beef, definitely.

Trader Joe's

October 6th, 2007 at 05:59 pm

I made it to the new Trader Joe's yesterday. It was nice to have so many choices in healthier foods, though I was kind of surprised how much they had in the way of junk food. So many cookies and candies and chocolate covered nuts, and candied dried fruit dipped in sugar. Organic junk food is still junk food and at least it wasn't made with corn syrup.

Still I managed to find $55.61 worth of stuff that we could eat. I tried their store brand milk and it's decent tasting, though I will probably stick with Organic Valley and buying it from Fred Meyer since its a dollar cheaper there.

Never made it to Costco, just didn't feel good enough. Mom took the kids for the weekend, I get them back Sunday noontime. I am spending a lot of time sleeping and a lot of time reading over at Teaspoon and writing some. I've told myself that if I write a chapter on something over there, I've got to come and write at least one blog entry on that same day.

Yesterday was payday so I sent $100 to ING. That brings my EF to $2004.87 and my goal of $2000 is now achieved. I need $600 more to meet my goal of 2 weeks wages. That will take a couple of months.

I've been ignoring my surveys lately, just haven't felt in the mood to answer a bunch of repetive questions. I suppose I should get back to it, as it does help the EF to grow bit by bit. Just kind of apathetic about it.

Part of the apathy has been being sick and part of it has been the onset of SADS with the fall overcast. Time to dig out my light box and start light therapy again. It always hits me very hard in the fall, but it seems like it always a couple weeks in before the light bulb clicks on and I realize what it is I need. I think there was a bad pun in there somewhere.

I need to sit down and do bills still today. I am just in a lazy lay around do absolutely nothing physical mood today. Other than emptying the dishwasher and doing a load of towels, that is. I suppose I ought to do more. The laundry won't take care of itself no matter how hard I wish for it.

Money Out Today

September 27th, 2007 at 06:11 pm

Finally got a new car stereo installed today, that comes with CD player, MP3 player adapter and a place where you can plug in a flash drive and bought a S-cable to hook the computer up to the TV so we can watch streaming video on TV. Cost just under $250.

We went out to breakfast at Shari's, which was $27.30 and left a $6 tip (she did a really good job).

Also bought a gallon of milk and two bottles of nasal spray. Nasal spray is getting ridiculously expensive, it was almost $8 per bottle. And the milk was $3.59. Could be worse and often is.

While we were waiting for the car we walked over to the mall and looked around FYE and Walden Books. Didn't buy anything though I would have if they had the CD I wanted. I haven't bought my September CD yet and I'll have to order it online. I think its an important, so this may count as both my September and my Ocotober music purchase if its too pricey.

Today was also the day of the auto deposit to savings of $10, so I sent that off to ING.

$1891.33 Old EF Total
+ 10.00 Deposit
---------
$1901.33 New EF Total

Just $98.77 to go to hit $2000. Slow and steady wins the race. And I want to win.

Whoops, sorry about that

September 26th, 2007 at 06:09 pm

I got shanghied by another website www.whofic.com called A Teaspoon and an Open Mind and have been off playing with them all week, since I had a cold and didn't want to think about reality. But reality is back and 20,263 words of fanfic later, and an empty spot in my head where a story used to be, I'm back to reality and blogging again.

Oh, I'll still play over there, but it won't be as time consuming. Anyone into Doctor Who and Firefly there is an amazing crossover story called Out of Joint. I usually don't like fanfic crossovers but this one is just done so amazingly well. Especially River and the Doctor, though there was a good bit between mechanic Kaylee and the Doctor's TARDIS. But I digress.

So, bills so far this week:

$1000.00 to medical debt
$1000.00 to Chase (last card)
$ 129.50 to BoA (leftover interest, but now its clear)
$ 9.58 to Citi (leftover interest, now clear)
$ 100.00 to the gas card
$ 200.00 to groceries and toiletries
--------
$2439.08

Otherwise its been a pretty low spend, low key week. We haven't done much since I was getting over the cold.

DH comes home tomorrow, finally. I haven't seen him in a month. There will be some spending as we are going out to eat at a nearby restaurant while we get a new car stereo installed.

I am starting to settle in to this new payraise DH has and I feel so much better about everything. Life has gotten a whole lot easier in the financial ring, but I really want to make sure we maintain our focus on getting out of debt and building up the EF. I am so close to $2000 and then after that I want to build it up to $2600 and that will be half a month's wages saved.

I haven't done much in the survey area this week. Too much time spent writing and reading instead. But I'm pretty close to cashing out again with Global Test Market for a $50 check. I think I need just 50 points to do so. So time to refocus and get on with it.

I've missed being around here and now I need to go and get caught up with you folks!

Grocery Shopping

September 1st, 2007 at 07:32 pm

I spent $15.49 at the grocery store today. I used the self-check and I think it would have been faster to just go to the express lane. Looking up produce is a pain as you have to go through all the touch screens. Everything is in alphabetical order and so of course nectarines were on page 10 and plums were on page 12. No shortcuts, no clicking on the letter it starts with. And once I entered in the nectarines, I had to start all over again with the plums. Some stores you can just enter in the number of the produce and it is much faster. So I guess I'll stick to using the self check at Fred Meyer because it has nice shortcuts, and avoid it at this grocery store.

Grocery Shopping and Random Babbling

August 30th, 2007 at 09:21 pm

My third entry for today.

I stopped at Freddy's today to get organic milk and use my coupon. So I got another gallon of organic milk for $3.58 a gallon. And guess what printed out at the cash register? Yet another coupon for $3.00 off 2 half gallons of Organic Valley milk.

They also had turkey legs on sale for 79 cents per pound so I got two packages. I ended up with 9 very large turkey legs. My daughter is an extreme turkey lover so this works out well. It's been a while since I've seen them for 79 cents a pound. They are usually 99 cents a pound now.

I also took Rose for a haircut today. We had the girl wash it, too, which I usually don't do, but Rose's ears still hurt from being pierced and she bumps them so much when she washes it herself, we decided it would be worth the $3 extra to have someone else do it for her. So it ended up costing $16. Now that she is eleven she no longer qualifies for the children's haircut, even though all they did was give her bangs, trim the ends and put a little layering around the face. Took all of ten minutes, if that to do the actual cut. It wasn't some fancy adult style or anything. Of course, I forgot my $2 off coupon for them, too.

Five more days until school starts and it can come none too soon for me. The kids were picking at each other for most of the day. But they managed to finagle a two night stay at the lovely Casa Grandma so I get some time to destress.

I think I might go to a matinee movie tomorrow if Hairspray is still here. It is tonight, but they change out on Friday mornings and I have a feeling it will be gone. That's okay if it is, I'll just stay home and watch a movie I taped instead. As long as I get to unwind. Then I'm going to get started on The Outback Stars by Sandra McDonald. Starts out set on the Australian planet Kookaburra. Should be interesting. Plus its military sci-fi, which I love. Looks like she may be as good as Elizabeth Moon at that if it is even possible.

Major Sale on Meat

August 12th, 2007 at 12:08 am

I went grocery shopping tonight. They were having one of their big sales, where if you buy meat in quantities of ten pounds or more, you get it deeply discounted. I got:

14.1 pounds of turkey legs for $13.95
13.44 pounds of ground beef for $18.55
10.93 pounds of beef ribs for $10.83
10.1 pounds of mixed pork chops for $9.11
2.5 pounds of turkey ham for $4.60

So 51.07 pounds of meat for $57.94, giving me an average cost of $1.12 per pound. Yee Haw, Baby! Now if someone would just have a good chicken sale, I'd be set for a nice long while. Oh, and maybe a seafood sale, too.

Rose and I spent about 30 minutes dividing up everything into Ziploc baggies for the freezer. Except the ribs which were partially frozen and will need to thaw for at least a day. That's okay. I ran out of gallon size Ziploc's anyway and will be doing a Costco run on Monday, by which time they should be thawed enough to seperate and cut up. I'm happy because my meat stocks were getting quite low.

Money In

July 17th, 2007 at 08:37 pm

I received the $10.00 payout from Lightspeed today so transferred that to my CU.

I ended up spending $16.10 at the grocery store, so that means I had $3 in ones and 90 cents more in change to add to the change jar.

I only spent $5 on cherries today instead of $10 at the farmstand.

Spending Today

July 17th, 2007 at 01:03 pm

Added 70 cents to the change jar today. I spent $4.31, but they gave me back the extra penny's worth, since they were low on pennies.

I plan to spend $10 at the cherry stand this afternoon, maybe more if they have any Raniers.

I'll have a $15 co-pay for my doctor's appointment today. It's just a blood pressure check. I'll also get written prescriptions to send into the mail order place for the two new meds he put me on 3 months ago, one for thyroid and one was a lower dose bp med. It's too expensive month to month to keep doing it that way now that I know they work.

No eating out today and I don't think there will be anything else to buy, either.

Interesting Kind of Day

July 9th, 2007 at 09:13 pm

I almost had scary neighbors again. Or a scary neighbor. I hate that the house next door is a rental. There's only four rentals in the entire development and why does one have to be next door to me? I wish the owner would just sell it.

Anyway, after Tobias got on the bus to summer school today I ran into board president of the development and he told me that the house next door had almost been rented to a guy who had said he had one misdemeanor for pot possession ten years ago.

Well, fortunately the owner of the rental ran a background check because he had that misdemeanor all right, ten years ago. Of course, he had failed to mention the ten felony counts of manufacturing crack and meth that he'd gotten in the years since then. Or that he was currently using, which is why he was thrown out of his last home. So why is this guy not in prison? I thought we were tough on drug offenders?

This isn't even that kind of neighborhood. The puppy mill out of that house was bad enough. And they were really creepy. This guy would have given me nightmares and made me fear having my kids out in the yard. It's such a nice house. Why does it attract the freaks?

Okay, anyway this afternoon we went to town to see the chiropractor. Then I picked up organic milk and tortilla chips (2 1 pound bags for $3) at the grocery store and cherries at the gas station. No, that's not as odd as it sounds. They have various cherry stands around town and this one is at the gas station near the grocery store. I spent $8.65 for the groceries and $10 for 8 pounds of bing cherries. That works out to $1.25 a pound, way better than anywhere else.

We also had dinner at McDonalds which came to $12.17, and stayed in the lovely air-conditioned playland for an hour.

The temperature was 86 today. There was a breeze but it was still pretty stifling. We stopped by Mom's for an hour before heading home with a bag full of snow peas and kohlrabi. I've been watering since we got home. The ground has gotten really dry really fast and the flowerbeds and the garden really needed it. I am tempted to leave the garden on all night, but if I do it when I get up at 7:45 to get T ready for school I can let it go until 11:00. The question is will I remember to do that in my sleep deprived state? I don't know. My timers only work for 2.5 hours so if it needs longer I either set it and forget it or go out in the pitch dark and I don't wanna.

I added $2.55 to the coin jar today.

Ridiculously Hot Day

July 5th, 2007 at 08:35 pm

Is anyone else melting? I cannot believe how hot it was today. It got up to 85. Now I know some of you from southern climes might scoff at 85, but 85 in western WA is like 115 in Nevada. Trust me, I've been there when it's 115, I know of which I speak. It's so humid today it feels like being slapped with a hot wet towel when you step outside.

I have a friend from Puerto Rico who came to visit a couple years ago. She thought I was kidding about our pesky little 85 degrees. By the time she was to go home she said she'd much rather deal with the heat in PR, than the heat in the Pacific North West.

So anyway, I've been uncomfortable most of the afternoon. It gets really cool at night, so last night I had a fan in every window and the house was actually cold in the morning, but not unpleasantly so. I kept all the blinds and curtains closed through the day. The house stayed pleasant until about two, which was when I headed in to pick up my kids in my nice, air-conditioned car.

I went to Costco first and bought protein, beef and fish and chicken, and also kosher all beef hotdogs, some Progresso chicken soup and shampoo, allergey pills, lens cleaners and a few other items I can't think of. Oh, and a fast and easy Chinese cookbook. I wanted to buy the other Chinese cookbook they had but it was coffee table sized. Not the size to put on a coffee table, but the size of a coffee table. Big Grin I still might get it in the next pay cycle but it was awfully heavy and I'll have to think about it. It's not going to be an easy one to just whip out and use, but it had some lovely photographs. Spent exactly $127.00 at Costco. It always weirds me out when it comes out to a perfect whole number like that.

So, then I picked up the kids and we came home to a house that was now blazing hot. The outside temp was down to 70 by the time I got home around 6:30. They went down the road to play after helping me put away the groceries. I got the window fans going on the shady side of the house and opened the curtains, then turned the fans around on the sunny side of the house to pull the hot air out of the house and expel it outside, which also helps draw it in from the cool side.

The front road strips of grass were in shade so I went ahead and mowed them. It's been four or five weeks, I think since they've been done. I didn't feel too bad about it since no one else had been mowing their lawns either. Bet they will be now! Anywho, then I did the inside of the horseshoe flowerbed, which was in shade by then. I dumped the grass bag into the compost 3 times and it was stuffed full. To put this in perspective, a normal mow of those three areas will fill the bag once. I hacked down some burdock, too. Stupid stuff will take over if you let it.

I set the sprinklers in the garden to go for two hours. They'll go off at 9:20. It won't be dark until 10:20 and with this heat the plants will be dry by then.

Tomorrow I have to pick strawberries, harvest broccoli and check on the zucchini and squash plants. You should see my bush cherries. They are loaded. They won't be ready until they turn black though, probably another 3 to 4 weeks. They are bright red right now. The raspberries are just starting to turn slightly pink.

I also need to mow around the propane tank and maybe some of the back yard, and weed eat the parts in the front that are not accessible to the mower. I'm also going to cut back the clematis that has finished blooming. It's way overgrown but had too many pretty flowers on it to trim it sooner. It's supposed to be partly cloudy but still pretty hot tomorrow.

We'll probably spend an hour down at the pool as well. I want to set up our quick set pool but I have to mow the lawn in the back first though.

Thunder and Lightning

June 24th, 2007 at 10:37 pm

Oh, what a storm we had today. Gorgeous and loud and it even took the power out for a minute. Not long enough to be inconvenient, just long enough to have to reset the clocks on the stove and the microwave.

Spent $12 today on groceries. And generally spent the day totally vegging, reading stuff on line, watching The Sound of Drums. Completely taking the day off.

Tomorrow on the other hand is supposed to be beautiful and so that means yard work. A lot of yard work. Definitely will make up for the lazy day today.

Payday and Other Random Stuff

June 17th, 2007 at 09:05 pm

Yesterday was payday. Bills paid were:

$820.00 to BoA Visa
$372.00 to Water/Sewer
$ 88.90 to Citi MC
$ 34.00 to Security system
$ 93.00 to Puget Sound Energy
$ 30.57 to Life Insurance
$ 60.00 to Medical
$100.00 to Gas Card
$ 76.83 to Costco groceries and toilitries
$105.89 to Haggen groceries
$ 72.00 to Cell phone

So quite a bit of money out yesterday. Water/sewer is 6 months. They've switched over to a new computer system and have their elbows up their noses when it comes to billing. Fortunately I've just been keeping the money in account until they got around to billing. It's supposed to be $104 every two months.

Next week will be a rather large payout as well, as propane goes out, garbage, medical and house mortgages go out, homeowner's association dues, car insurance and $200 to Comcast for hooking up the new digital phone, putting in a new cable system for the internet and moving an existing cable to a new location for the telly.

I'm still not a huge fan of having cable telly again. But I absolutely adore cable internet. Makes me happy. I also like having caller ID for the first time. It's not an extra with the new system, it comes standard. I ignore call waiting. I think its rude and always have and I will not use it. Well, unless its DH. That could be an emergency. So I would then. Just have to figure out how.

The PC went belly up this week. I'm not sure if I said that before or not. When DH comes home he will do some tinkering and if that doesn't work we will take it in to 3-D, the local computer fixer people and see if anything can be done. We'll at least retrieve the photos off the hard drive. Then we will be looking at saving up for a little Compaq desktop. Doesn't have to be anything grand or expensive.

Oh, gas prices have dropped again, here. I filled up at Costco yesterday at $2.99 a gallon. It didn't even cost $45 for just under 15 gallons. Last time it was $52! So that's nice. It's also nice to still have over $50 on the gas card.

I need to remember to call and make an appointment to have the steering fluid flushed in the car. It's in serious need and I will try to schedule for next Friday as I will be in town doing all the banking for next payday then. I have a couple more repairs to schedule as well. It seems it's always something, but I suppose when your car is 15 years old, you do what needs doing to keep it on the road. The repairs still aren't more than half a car payment averaged throughout the year, so I think we're still doing good there.

Not much else going on. Oh, I was able to watch Doctor Who Utopia today. Took a good bit of hunting to find a working download, but I finally did. It only aired on Friday in the UK. It'll start airing in the states on July 6. Not sure when the DVD will be out, but definitely not until after it finishes its run on Scifi channel. I'll need to start saving up for that, too.

I found out Torchwood starts airing on BBCAmerica in September. Not sure if SciFi will do the spinoff or not. Well, I've watched them all online anyway. No info on when the DVD of that comes out either, but it'll probably be just as pricey as DW, so I should probably just double the amount I'm putting away for DW.

I think that's about it then, for today. No money spent at all today.

On My Grocery Challenge

June 8th, 2007 at 12:56 am

Well, so far so good. I have managed to use up two boxes of fish, one filets and one sticks and one box of chicken nuggets from the freezer. They were all taking up a lot of space and were only partial boxes. Now lest you think my shopping habits have been really bad, these were all homemade versions of fast food items that were in big Tupperware freezer containers.

I have also managed to use up half a head of cabbage close to the edge and a head of lettuce rapidly approaching the point of no return. I didn't make it to the farm today to buy the strawberries but I will have to buy milk and bread tomorrow so will buy the flat of berries then. I think I have enough eggs to make it to next Friday as well without buying anymore from the farm.

Oh, wait, you know I am getting lazy again and forgetting. I am going to start a loaf of bread going in the bread machine tomorrow before I head to town. I don't need to buy bread, I have just gotten into that mindset again.

I will be helping my mother out a bit. She still has walking pnuemonia and needs me to go grocery shopping for her, otherwise I wouldn't be going to town. And since I will be in town I will gas up at Costco, pick up my refill on my thyroid medication, and purchase my monthly CD. No not that kind of CD, I wish! That would be my monthly music CD. Rose has put in a request for something by Rihanna, so I'll get the one with Unfaithful on it. That song is so pretty even if it is pretty sad. I think it has S.O.S on it, too, which is quite upbeat.

I don't care that much this month, but next month, July's purchase will be one I've been waiting for, the new Kelly Clarkson. Yes, I am hopelessly a pop junkie. But I watched her new single Never Again on youtube and she is just getting better and better. The trick is going to be waiting until July 1st when she comes out the last week of June. But my limit is one CD a month., so I'll do it. That's my piddly small allowance, but its what I want and does not take up a ton of room so that's okay.

Grocery Challenge

June 5th, 2007 at 03:06 pm

I just finished my fill-in purchasing at the grocery store and I am now going on a two week challenge to eat from my pantry, freezer and fridge. I am only allowed to buy milk, bread, and fresh fruit and veggies, but only if I run out of all fresh fruits and all veggies, not just because the ones in the bin don't look enticing at the moment.

I have several cans of pineapple and peaches so I'm going to try to just keep the fruit purchase to fresh berries which go on sale at the local farm on Thursday, which I set aside money for today. That fruit purchase will get me through the next two weeks as I will buy and process a full flat of strawberries for $13.

I have plenty of cauliflower, broccoli, asparagus, summer squash, zucchini, red cabbage, kohlrabi and green beans, so veggies should not even be an issue. Bread and milk I just don't have enough space to purchase ahead of time, really.

There's lots of chicken, fish, and beef in the freezer and plenty of eggs in the fridge. My main goal is to fight against buying stuff in the grocery store just because it "looks good", because that way lies certain grocery budget destruction. This I know. And it is what I am fighting against.

I Caught the Bug

May 22nd, 2007 at 01:25 pm

I spent $6.46 to buy more electrolyte solution and a gallon of milk. Still feeling a little disconnected. Rose did decide to share her virus. Unfortunately or maybe fortunately considering what she's been going through, mine is at the throwing up end of things. I hate not keeping my food down. Right now I'm sipping on organic chicken boullion. After what happened to breakfast this morning, this seems like my best option for lunch.

Well, I have to say being sick like this definitely reconnects me to my life. Ugh.

Inside the Bubble

May 22nd, 2007 at 01:14 am

Did you ever have one of those days where you're walking around kind of outside of yourself? Like you are observing your life from a distance and though you are aware of it, you're just not really there in the moment. Today was like that, definitely a little left of center. I suppose I'm still reacting to that car accident behind the house. Maybe its a protective thing, so I don't really have to think about what I saw. Which is fine until night time when there is nothing left to distract me and it is all I can focus on.

DH flies home Wednesday and that will help so much. He is my rock. I think I've been left with this overwhelming sense of helplessness. To not be able to help someone that way, I don't even think I've come to terms with that. I just keep pushing it out of my mind, like stuffing things into the closet that you don't want to deal with until much later, if ever.

It is hard for me to focus on the financial right now. I had food delivered today, $70 worth of frozen cod and salmon from a frozen food wholesaler. It should last a good while. And I spent $2 on 64 ounces of an electrolyte solution for Rose. She's got a nasty stomach/intestinal virus and was getting pretty dehydrated. This is the same one Tobias had about 2 weeks ago. At least all the symptoms are the same. Let's just hope the sweethearts have not passed it along to me. That's the last thing I want to deal with right now.

I miss my sense of optimism. It got hit with a sharp knock this weekend and doesn't seem to want to come visiting.

Had a bit of a creepy morning when my old neighbor who had been evicted from his home two months ago came by. I figured he must have worked stuff out with his landlord. He wanted to use my phone and I was not about to let him into my home. Both of the cordless phones were charging and no way was I letting him in to use the corded phone. That guy just creeps me out. Then he wanted to borrow gas and I said I didn't have any. Like I would loan him anything ever again. He still owes me $11.55 from over a year ago.

Today after school I got a knock on the door. It was the Sherrif's department asking me if I'd seen my neighbor today. Apparently he didn't work stuff out with his landlord and was not supposed to be back on the property next door. He asked me some questions. I didn't know much, like I said the guy gives me the creeps so I try to avoid him like the plague. They had 3 police cars and 3 officers there for a half an hour. I don't know if the neighbor ever came home though or not.

You'd think having this stuff going on would have actually engaged me in my life today but it didn't really. I was still outside myself. I'm getting to know most of the sherrif's department this year. That's got to come in handy at some point.

I hope I can shake all this off soon and get back my positive happy outlook. I miss it, but at the moment I don't quite know where I put it. Somewhere outside the bubble.

Maybe tomorrow will be a nice normal day. I'm tired of the drama. I'd like to be bored instead, thank you.

Payday

May 18th, 2007 at 09:10 pm

Well, today was payday and a lot of money went out today, but bills must be paid and life rolls on.

$1300.00 to Bank of America CC (they own my life)
$ 42.00 to 3 month newspaper subscription
$ 42.01 to phone bill
$ 64.54 to cell phone bill
$ 233.40 to Costco
$ 63.27 WalMart
$ 17.46 Haggen
---------
$1762.78 Total spent

$100 of the Costco money went on the cash card to use for buying gas so that is not really as horrible as it seems. I stocked up a lot of canned goods I am low on and cheeses, part of which I froze.

WalMart was relatively healthy snack foods for the kids, medicine, a reinforced set of garden gloves that will allow me to pull out the trailing sticker plant that is invading my yard from the neighbor's house (their motto: yard, what yard?) a small handheld ratchet pruner and the bigger one you need for pruning limbs on trees and one music CD I had planned for.

I usually get one music CD a month, if I get more in a month its because I lose my discipline and impulse buy more. I did that two months ago, so I am trying to keep a leash on it, even though there are two more CD's I want to get. They'll just have to wait their turns. Music has a relatively important place in my life, having learned to play violin, viola, flute, and piano in my lifetime and having sung in Concert Choir in high school. Music is just that important to me.

Another payday gone and another paycheck spent. Next week is mortgage and more CC payments. Lovely. Ah, well, life goes on.

This and That

May 14th, 2007 at 09:11 pm

I had to sit through another t-ball game tonight. We are so doing soccer next year. The entire team had a very bad case of being little boys. Chelsea was absent, so I can say that. I didn't think they were ever going to settle down and pay attention to the game, and I was right, they didn't. Oh, well, just three more to go and then the season is over.

I went to the grocery store and spent $40 on food. Well, mostly on food. I bought a five ounce tin of Hungarian paprika for $7.79. That's technically a spice. And then the $3.99 for the infotainment magazine wasn't technically food, either. But the rest of it was.

I am going to go to Costco tomorrow if I feel well enough to do it. I am out of some staples. Well, not staples in the traditional sense, because its ravioli, chili, and kosher beef hot dogs, but those are things that are eaten all the time here, so I call them staples. I want to get strawberries and maybe some other fruit if it looks good. And I need to fill up the gas tank. I may just wait until Friday, though. We'll see.

My kids are still fighting over stupid stuff and I am ready to send them to boarding school. No, not really. I don't think. They are normally such good kids. In fact, the school librarian was just talking about them the other day and said they were two of the nicest kids she's ever met and she thinks they are just wonderful. I wonder what she would think if she could see the little hellions right now? Though maybe they are so good with her because she controls the books.

I feel so boring!

April 20th, 2007 at 10:26 pm

Today was just an average day and it almost seems silly to blog about it. Maybe I'm going through a faze? I dunno.

Anyway, I went to the massage therapist today as my hip went all wonky earlier this week. It helped a lot. That was $50.

Went to Costco and spent $126.00, though $100 of that went onto the cash card to be used as gas. Gas is up to $3.05 at Costco and well over $3.25 at most other stations. Again we are the highest gas in the state of Washington. Sucks to be us if we want to drive right now. Otherwise I just bought kosher beef hotdogs and chicken pot pies. Oh, and I picked up the new Hillary Duff CD/DVD Dignity for Rose but that was with her allowance, so it doesn't count into my spending.

I set aside $60 to go into the vacation fund but did not have the time to deposit it today.

My parkhopper ticket for Disneyland arrived today. Hard to believe that in 9 more days I will be hitting that park with a very good friend that I have not seen since 2003 and without the kids! Oh, we will take them in another year or two, I suppose, but the little one is still too afraid of many carnival rides and I don't want to waste a trip not being able to go on things because of that.

Then after that is the conference for my illness, so all told I will be away from home for 8 days. DH will be on his own with the kids, scary. Well, not really, he's a good hands on dad, but he might find it scary. At least they will be in school on five of those days.

I haven't decided yet on whether I will take my computer with me or not. Doubt I'd blog much anyway, I'll be exhausted from all the walking around and having fun.

I'm working on a trip budget and am going to do my best to stay within it or even under it. Still a work in progress, though.

Groceries and Household Shopping

April 14th, 2007 at 03:27 pm

Well, I'm off to do my monthly Costco run. Not that much that I need there today, fluorescent light bulbs, sirloin patties for making hamburgers, and chicken pot pies because I've been promising the kids. Some lettuce, some fruit, and maybe some seafood if it looks good toay. I also need to put money on the gas card, so I probably will hit over $100 there. But definitely not for food.

I'll also make a brief run to Haggen to see if they have any kohlrabi in. I think it might be between seasons.

I'd like to make a stop at Lowe's to see what kind of veggie starts they have, maybe WalMart for the same reason. Depends on how crazy I want to make myself today. If Haggen has enough of what I want in their garden shop, then I might not bother with the other two places.

I'll try not to go hog wild and I won't be eating out today.

I wrote three more pages today. Really didn't want to stop but this is the last day I have to go shopping without the kids.

Payday Again

March 2nd, 2007 at 09:17 pm

Bills paid today:

$ 400.00 House Mortgage ($375.86 + $23.14 extra to principle payment)
$ 130.00 Chiro Family Plan
$ 100.00 Bank of America MC
$ 320.48 Propane (6 months)
$ 37.36 Garbage (2 months)
$ 50.00 Costco Membership Renewal
$ 50.00 Costco Gas Card Loaded
$ 154.63 Costco groceries, Kleenex and Charmin
$ 20.00 Rose's monthly allowance
$ 15.00 Tobias' monthly allowance
$ 15.00 Doctor bill
$ 100.00 Citi MC
-----------------
$1392.47 Total Bills Paid

I am also setting aside $500 to be used along with some money from next week's check to pay BoA Visa, and took out $100 cash for miscellaneous expenses.

Found my Costco Card!

March 1st, 2007 at 09:49 pm

Isn't that just the way? My membership expired yesterday and today I find the card. Well, we do plan on renewing tomorrow anyway, we did make the decision to do that, just never got around to it. We decided between the gas, sea food, produce, toilet paper, Kleenex tissues, butter, cheese and kosher beef hotdogs that the membership did end up paying for itself.

Tomorrow is payday so we will go then. Just getting the basics though. Go in with a list and no huge overspend.

Snow Go Round Again

February 23rd, 2007 at 09:20 pm

I woke up to six inches of snow this morning after two gloriously beautiful days of 50 degree weather. Waiting for the bus this morning made us all look like we'd been frosted it was coming down so hard, those ginormous fluffy flakes the size of a quarter if you know the type. It was beautiful but I thought we were done. I guess I can thank my lucky stars that we didn't get feet like other people across the country have had to deal with.

It started melting around noon, dropping huge loads onto the roof from the cedar trees. It was down to about 3 inches when I left to take the kids in to spend the weekend with my parents and my sister's youngest boy. (And if you heard a shout of joy around 6:00 PST tonight, that would have been me leaving my parent's house free and clear.

I love my children dearly but I was very much ready to love them at someone else's house for a bit. Two weeks of the flu with cranky kids followed by a 4 day holiday weekend and me not getting enough sleep the last two nights, does not make for good family harmony. If I had to hear "She's on my couch cushion!" "No, he's on my couch cushion!" one more time I think I may have gone mental. Especially since the middle couch cushion between them is supposed to remain empty to prevent such arguments from happening in the first place, but someone always wants to put their feet up.

I don't have to pick them up until Sunday noontime so I will have lots of time to write tomorrow. That I am looking forward to. I did some serious pondering on the drive home and figured some more stuff out plotwise, so I am quite happy with it.

I did my shopping after letting the kids off, major monthly grocery shop plus a WalMart shop as I needed OTC meds, including the type you have to sign in blood for at the pharmacy (Sudafed, Children's Motrin Cold) to replace what was used up during the flu. I also got motor oil, goldfish crackers, nasal spray, a new drying rack, and a new George grill. Kind of an eclectic lot. But I didn't have any impulse buys at WalMart and I can't often say that. I will need to do a Freddy's run for organic milk when I pick up the kids but then we should be set for a fair bit.

I wrote 3 pages last night, which puts me at 125, just over 1/3 of the way to my yearly goal. Yay, me.

I also bought some food from the Schwan's guy today and used $20 for gas.

My George is Kaput

February 22nd, 2007 at 07:41 pm

My George Foreman grill died an early death about 10 days ago. I use this thing constantly and hadn't even had this upgrade for a year. Something shorted out while I was cooking, I think there was a power surge. I checked the fuse box but it was fine, I tried other outlets, but no go. It is officially dead.

I think this is what has been leading me to not cook, well aside from the flu, because it makes it so much easier to make meat quickly. Not having one is causing me to spend money on less healthy convenience foods.

Well, tomorrow is payday and I think I am going to buy a new one. I probably could have with the amounts I've spent on convenience this week. At least there will be 2.5 hours of overtime on this check, which should cover it. I'm just glad they are not as expensive as they used to be.

I spent $11.64 buying a family size can of beef stew, a family size can of chicken noodle soup, and a normal size can of chili. From the gas station. I definitely need my grill back. I'm too lazy or too tired to cook consistently without it, even though I know how quite well.

I wrote 12 pages last night, which puts me at 121. Two pages to go to be 1/3 of the way to my goal of 365 pages written this year. I'm doing pretty good, writing every day at this point, when the most I was hoping for when I set this goal was a couple of hours a week.

In the past I always just wrote when the mood hit me, it was more of a hobby, just something I did. I'm trying to treat it more like a part time job. I still enjoy it of course, but I'm making sure I put the time in and I think that is really important to achieving my ends.

Working on this book is giving me ideas about the one that I finished a year or two ago but was unhappy about something and unable to figure it out at the time. I think when I finish this one, I can go back to the other one and fix it. Because I'm putting the time in daily, making the habit become second nature, it is so much easier to see gaps and fix them.

Boomeyer asked what it was about and all I can say at this point is that its a coming of age story that follows the lives of 4 girls keenly affected by the death of one of their friends and how it shapes the people they become over the next four years.

Kids seem Better

February 21st, 2007 at 04:41 pm

Both kids seem better today. Tobias woke up feeling pretty good, even ate a little something and was not running a fever so he decided to go to school with the injunction to call me to come get him if he started feeling poorly. Rose seems 100% now, so that is nice.

It's a gorgeous day here today. It's only 42 but the sun is out and its very clear. Both google weather and msn weather say it was supposed to snow. It did yesterday but it was too wet and did not stick except on the shoulders of the foothills. And there are no clouds in the sky, just a very pretty shade of winter blue. I thought about hanging laundry out, but I wasn't sure if it would dry with it being this cold and no wind. It tends to dry faster in the house unless its at least 55 degrees outside.

I spent a little money today at the gas station. Got a large pepperoni pizza and a bag of chips. So totally not a necessary purchase, but I'm still in a very anti-cooking mood right now. I think a couple more good nights of sleeping will help with that immensely.

I wrote 2 pages last night. That puts me to 108, I think. I'll have to go back and check. 14 more pages to go and I am 1/3 of the way to my goal.

I've been working my way through the commentaries of the second season of the new Doctor Who while doing my PTR emails. Lots of interesting info and it gives me something to listen to while I do the mind-numbing pointing and clicking. Last night I was able to cash out $5 with a new one and $3 with an old one. So I should see that show up in my paypal account on Friday at the latest. I'm very close to cashing out on another $5 one and another $3 one. I still have never heard back from ReadRevenue about that lost payment 1/13/07. It's probably a lost cause. I did send them another email about it last night.

I paid my car insurance online today, 3 months @ $185.50. $5 of which was because I split it in two payments instead of paying it in full in December.

DH ordered a pair of size 16W shoes online and spent $40 plus shipping. He put it on the credit card so we will add that amount to our regular payment. DH has a very hard time finding shoes that fit his foot and neither one of us can stand the service at the local Foot Locker. Which is really too bad. The local Lady Foot Locker has excellent service and the guys need to take a lesson from them. And I've told management so after the last time.

Okay, I think that covers all the spending for today.

Shopping Trip and Furniture Ideas

February 6th, 2007 at 12:59 am

DH and I dropped the kids at MIL's house tonight (a rarity) and went to Costco and then to Fred Meyer.

At Costco we bought:

Mega Pack of Charmin
2 packages of kosher beef hotdogs
2 8 packs of ravioli

We spent $50.38.

Then we went to Fred Meyer and bought:

chicken legs
2 packages organic uncured sliced ham
grapes
1 gallon 2% milk
1 package beef steaks
1 torch lamp to replace a broken one

We spent $61.88 there.

We did a lot of looking around there. I wasn't thrilled with the lamp we picked out but it was the only one we could use a fluorescent light bulb in and was $35, on special for 25% off that price. It fit our needs best and doesn't clash with our furnishings, so that is what we bought. I like a couple of more expensive ones because they were pretty instead of utilitarian, but I did not like them 55% more than the one we bought and since that was the price difference, I'll deal. It's not like it is ugly, it just isn't pretty.

We looked at the furniture, too. We only have a three person couch right now. We used to have a rocker/recliner and an overstuffed arm chair but they were falling apart, so we put them out in the shed until we had a chance to repair them and there was a gap somewhere that prevented the shed from being airtight, so the furniture upholstry molded.

They have a very nice red leather arm chair that reclines for $400. It is smaller and fits the length of my legs perfectly. I like it a lot. Do I like it $400 worth, though? I don't think so. Maybe if it went on a really good sale. If money were no object, I would think it was the perfect chair for me.

We wandered back into garden and looked at the patio furniture and the lawn furniture and we saw a really, really nice lounger for $100. It was very comfortable and very well made and the pillow that came with it had speakers in it that you could plug a personal music player into. We are seriously considering getting it for the 4th person's seating in the living room. But I think first I am just going to try to find something on freecycle.

Either that or use my blood money to buy the $400 chair. Oh, that is what I am calling the money for plasma donation, blood money. I just like the way it sounds kind of sinister. Yes, I am a silly girl, you should know that by now. Blood money to buy a red chair, that seems appropriate, don't you think?

I did good today

February 4th, 2007 at 12:14 am

At the grocery store. Rose's games, which were so ridiculous I am not even going to list scores, but every single girl on that court today had fumble fingers, both sides, both teams. It was like the ball was magnetically opposed to going through the basket. Like bouncing off the inside rim and back out again. And the dropped passes...well, it was entertaining.

Anyway, so shopping.

1 package pork chops, originally at $5.38, marked down to $4.05, stickered with an additional $1 off coupon to $3.05
2nd package pork chops, from $5.57 to $4.57 with additional $1 coupon to $3.57

5 pounds of beef shoulder steak for $10.07
2 pounds beef stew meat @ $4.66, marked down to $3.66, with $1 coupon to $2.66
2nd package beef stew meat @ $4.78,makred down to $3.78, with $1 coupon to $2.78

one 5 pound whole all natural local chicken @ $5.25, marked down to $3.25, with $1 coupon to $2.25

Pretty darn good for 16 pounds of protein. It averages out to $1.52 per pound.

Plans for Today

January 30th, 2007 at 10:32 am

1. Go to the doctor.
2. Possibly go to the pharmacy depending on what news I get at the doctor.
3. Stop by Michael's and get their monthly calendar as I am interested in taking a jewelry making class. If I like it I may consider trying to make some stuff for profit.
4. Go to Costco. I decided to bite the bullet and keep the Costco membership, but I am going to have to get a new card because my lost one is just not turning up.
5. Deposit my $8 check from ACOP into my vacation fund at the credit union.
6. Pick up organic milk and some organic lunch meat for school lunches.

So it will definitely be a spend day, no way around that today.


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