<< Back to all Blogs
Login or Create your own free blog
Layout:
Home > Category: Spending Journal
 

Viewing the 'Spending Journal' Category

Payday Report for 7/13/18

July 13th, 2018 at 02:21 pm

My daughter and I are sorely in need of hair cuts, so I funded an envelope with that and it is sharing space with a new take out category. I took out $150 for both. I'm not sure how much the hair cuts are anymore, but we do go to a salon. We both have difficult hair and the cheap places just don't do it right. We compromise by going longer between cuts to account for the higher expense.

Whatever is left in there after the hair cuts will be what is available for take out. Everyone has been Jonesing for Polynesian food and I am too tired to make four different dishes. It won't become a habit as eating out all the time is what caused our budget to get all catywampus in the first place.

$201.95 Tithe
_200.00 Grocery Envelope
_200.00 Medical Fund
__50.00 Household Envelope
__91.91 Internet
_100.00 Gas Money
_100.00 Car Insurance Fund
__45.60 Garbage
__50.00 Allowances
_244.97 Citi
___5.75 BoA Visa
_500.00 Monster Mom Loan
_150.00 Haircuts and Take Out
------------
1940.18 Total Money Out

Monster Mom Loan Pay Down

July 13th, 2018 at 02:02 pm

$31,400.00 Starting Balance
-__,500.00 Payment Amount
-----------
$30,900.00 New Balance

Next week we should be able to pay $1000 so the first digit will change to a 2. I am so looking forward to that!

Toe Surgery

July 12th, 2018 at 02:54 pm

I had my toe surgery yesterday. It went well. I had a $50 co-pay, and then I will likely get billed for the rest since my deductible started over on the first with the new insurance. There is enough money already in the Medical Fund to pay for it.

It seems to have thrown me for a loop, though. I think it is my body trying to rid itself of the anesthesia, which takes longer when you have an auto-immune disease. I ended up getting in bed last night around six because it was the easiest way to keep my foot elevated and have an ice pack on it. Also, I was just drained. I snuggled up with season 10 of The Big Bang Theory, which I will finish watching today.

Today I still feel pretty out of it. I got out of bed to let the animals out and then went back to it and just listened to Ben Shapiro and Dave Ramsey and Hellfreezer (he tells scary stories) until about 1 p.m. when I decided I should feed myself. I hope this wears off. I have stuff to do, but probably won't get anything done until tomorrow.

I can walk okay on the toe, I'm not sure I want to do much, though. Tomorrow is payday so I will need to go grocery shopping, unless I decide to put it off until Saturday. DS goes with me, though, so maybe I can get a ride on cart to use.

Mattress Shopping and Medical Things

July 10th, 2018 at 05:45 pm

DD and I went mattress shopping today. We found a mattress and originally it was going to cost us $763, but we ended up getting it for $740, because the guy did not have any cash in the store. I had 10 $100 bills to pay for it and he asked if I had any other money. He asked if I had any twenties. Well, I had a twenty in my allowance envelope and I twenty in my household envelope so I told him I had two 20's. He didn't ask if I had any other money, which I did, but I wasn't going to volunteer it to see what he would do. So he ended up giving it to us for $740. Salesmen know that if you walk out of the store without buying they may not get you back in the door again.

He said usually he has cash in the store, but everyone who bought mattresses today paid in cash. He's so used to everyone paying by credit card or financing, that the small amount of cash he keeps on hand was wiped out. He even checked his wallet! It's his store so he can do that.

I wonder what he would have done if I hadn't had it. Maybe he would have knocked it down to $700. Maybe I should have hemmed and hawed, but I felt like $23 off was a nice discount already and I did have lower bills, even if I did have to rob another envelope. Now I will have to straighten that out, but I will have to break one of the $100's before I do.

We used some of the $5000 MIL gave us to make this purchase. DD has been having major back issues on the garbage bed she's been using. Hopefully the new bed will improve things. I know it did for me and for my son when we got new mattresses in the last couple of years.

We got a call from the endocrinologists office and they are getting DD in on the 24th of July. It was their first available emergency appointment and she's on a wait list for if someone cancels. Usually it takes 3 to 4 months to get into this guy, but after he looked at her test results he wanted to get her in quickly, hence the "emergency" appointment.

So even though no one has actually explained the test results to us yet, they are clearly significant. From what we were able to decipher online from our copy of the report, there is stuff wrong with her pituitary, her adrenals, and then of course the hypothyroidism. So two weeks and maybe she can start getting proper treatment for everything and maybe she can start functioning as a human being again.

Two weeks feels like a long time right now, but in medical time it is very fast. If I had gotten the message a little sooner we would have been able to get her in tomorrow, but between the time the front desk guy called and she called back it had been filled. Oh, well.

I have surgery on my toe tomorrow anyway. I am having the toenail root killed on the inside of my big toe because of all the reoccurring ingrown toenails I get. I've had one of the smaller ones done, and it destroys a small sliver of the nail bed so that the toenail just doesn't grow back along that part. It has worked wonders for the other toe. So I will likely be out of commission around here for a day or so and then be limping along for a few days before it is fine again. They do cut out the portion of the nail that has already grown, so that is why it'll mess me up for a bit.

Maybe tomorrow I'll give in and do take out. We have enough money right now to do so, I've just been holding on to it. If it is intentional spending I feel okay about it. It's the "I'm too tired or too lazy to cook," that is the problem. Not a planned for take out meal. We'll see how I feel once the lidocaine wears off.

FPU and ACTH Results

July 8th, 2018 at 03:47 pm

DH and I found a church website that has put up the Financial Peace University lessons and we have been watching those. We watched the first two on Friday night and the second two on Saturday night. We might get another one or two watched tonight. I wish we had money in the budget to purchase it, but we don't and we don't have time to go to a class together anyway with DH working so much overtime.

DH had to work a few hours yesterday and he's at work right now as well, just for 2 or 3 hours. They are finishing up a package that was wanted for Monday, but the stuff needed for it didn't get to him and the other guy until Friday at the end of the day. He will adjust his schedule this week accordingly, since they are only allowed 15 hours total of OT per week. The work week there ends on Friday so any work this weekend counts on this coming week. That seems weird to me since every where else he's ever worked or I ever worked started their payroll week on a Monday and went through the weekend.

This last paycheck had a few more dollars on it than the one before due to the change in insurance. It was a difference of $14 and some change. So that'll be $56 a month difference from the old insurance to the new one.

DD had a couple of prescriptions filled this week and they were $0. So I guess the company did carry over the fact that she'd hit her deductible and her out of pocket max like they said they would. That's good, because we still don't know what is coming up with medical expenses in her future.

She got her ACTH stim test results in her patient portal on Friday, but we never heard from the doctor. I am assuming he hasn't had time to look at it yet or wanted to consult with the endocrinologist first. From what we can interpret from the test, there is something wrong with both her adrenals and her pituitary.

I'm trying to get her to not jump to conclusions and to wait until we've spoken to the doctor and to not try and diagnose herself. Personally, I think she has Addison's disease and possibly Hashimoto's. Both are auto-immune diseases. We know she has an undiagnosed auto-immune disease due to blood work in the past.

I just hope we get actual answers this time. We have been chasing this thing for years now. I have wondered if the brain damage that happened when she cracked her skull and had the stage 3 concussion 8 years ago damaged the pituitary in some way. That is when all of these symptoms started and they have just become more aggressive as the years have gone by.

Hopefully we will hear from the doctor on Monday. If not, I will give them a call on Tuesday.

I did spend the rest of the grocery budget. I made a quick run to Trader Joe's and spent $52 there and then to Safeway and spent $17 in groceries there and an additional $4 plus tax out of the household envelope for a box of 100 count multi-sized bandages. I can't find where I put my receipts so I can't do a break down. Oh, well. The point is I got everything I needed this week and the budget envelopes are working as intended.

Grocery Spending Tracking

July 6th, 2018 at 11:09 pm

I went to Winco today and spent $129.32. I think I made it really well in the meat department. I am really just shocked at how much cheaper Winco is than anywhere else in town. I wish I'd started shopping there sooner. As Haggen has continued to get more and more expensive I've pretty much cut down to only buying one or two items there. And Safeway is consistently loss leaders and milk, but only because I buy organic milk and Winco doesn't carry that.

Anyway, here's what I bought today:

Hot dog buns
Hamburger buns
Strawberry waffles
2 bags crispy chicken strips
1 box Winco French fries
1 box granola bars
2 bags Winco tortilla chips
1 Winco whipped cream
1 chuck roast
2 lbs chicken sausage (1 lb chubs)
2 value packs bone in skin on chicken thighs
2 value packs chuck steak
1 box of 20 hamburger patties
2 bags Funyuns
1 seasoned salt
2 cucumbers
1 watermelon
1 case beef Nongshim noodles

We had some of the fries at dinner tonight and they are just as good as Ore Ida fries. Sometimes with store brands they really aren't, but I wouldn't be surprised if these weren't the same fries in a different package. The difference for a five pound bag is 94 cents, so quite a substantial savings for the store brand. So many times these days store brands are almost as expensive, if not as expensive, as the brand names. Not at Winco. By the way the whipped cream is fantastic. Can't tell the difference between it and the fancy kind at all.

I am going to take the chicken I bought and debone and skin it. I do it all the time when I get chicken breast on mark down, so the thighs should be dead easy. Then I will cut it up for use in fajitas and shawarma. It is so much cheaper than buying boneless skinless chicken thighs.

I am cutting the larger chuck steaks down into smaller steaks as well. They are so big I can easily cut them all in thirds to get appropriate portion sizes. That will turn 4 steaks into 12, which is 3 meals for our family of 4.

I still need to buy bread and milk and hot dogs, but I have $70 left in the grocery envelope to do that with.

New Glasses Came

July 3rd, 2018 at 04:52 pm

I got a call last night that my new glasses arrived and so went in and picked them up today. I am already seeing so much better. I can read the tiny print on my nasal spray bottle. It is amazing. I might have to go back in and get the tightened up a bit more. They keep falling down my nose a little. And they came with magnetic snap on sunglasses which work really well.

I love the glasses. They are a sort of tortoise shell pattern with green, blue, yellow, brown and reddish brown. A little more fun and funky than my normal style, but I love them. They don't have nose pads, which is fine with me, because I don't like them. They always turn green inside and are hard to clean. I think I will be happy with these ones for a long time. I just need to not fall asleep in them like I kept doing with the old ones.

I also stopped in at the grocery store to use the restroom and they had marshmallows for sale on an end cap, 4 bags for $5. It was a great price and sure beat the more expensive brand that was 2 bags for $5, which was more prominently displayed. I think this gives us enough marshmallows for the rest of the summer.

Grocery Shopping Tracking

June 30th, 2018 at 08:02 pm

I did my weekly grocery shopping yesterday. The ads were not very good for most things, but Safeway had a great price on bone in, skin on chicken thighs so I stocked up on that, ending up with enough for four meals for four people. I also got a decent deal on round steak. I usually don't buy steak from the store, but we are out of steaks from our beef purchase except for beef heart steaks and I'm working up my courage to cook those. I've never made them before. There's not much left of our half a beef, mostly soup bones, a couple roasts, and some hamburger. I will likely order another half at the end of the summer.

A lot of my shopping was just stocking up. We started off at Costco where I got:

1 case of organic tomato sauce
1 case of organic diced tomatoes
3.15 pounds of carne asada
3 3pks of Kerrygold grassfed butter
1 package of Yangtze pork

I spent $77.01 there. Our next stop was a brief one, at Haggen where I spent $23.36. For that I got:

9 round steaks
1.29 pounds of Ranier cherries (@3.99/lb)

Then we went to Safeway where I spent $43.37 and got:

3 value packs of chicken thighs (a total of 30 thighs)
2 1/2 gallons of organic milk
1 Woman's World Magazine
2.2 pounds of red cherries (@ 1.88/lb)
1 bottle 1000 Island dressing

Altogether I spent $143.74 out of my $200 weekly budget. I might have to buy more milk before Friday, or some bread, and my daughter wants me to pick up some coffee creamer. But I should still have quite a bit left after that. I am debating going back and getting more chicken before the sale is up. I could spend $30 on it and still have money left for bread, milk, and creamer.

I did find a recipe for making bread in the Nuwave oven that I am going to try this week. If it turns out, then maybe I'll stop buying bread again and just go back to making it. My mother's oven is not reliable enough for making bread in the larger oven, and the smaller one is not big enough for the bread to have room to rise, but it still works fine for rolls and pizza.

Payday Report for 6/29/18

June 29th, 2018 at 06:55 pm

It is nice not to have to worry about money quite so hard with all the overtime. I am still being careful to assign every dollar a name, though. Even if that name is just cushion, as I am keeping one in the checking account. If the cushion gets too high, I will throw it at the Monster Mom Loan.

DH and I decided we could do $50 a month on allowances for our own blow money while he is earning so much OT. Starting next month that will be in one lump instead of separated, on the last payday of the month. I also upped the Household envelope to $50 a week instead of $25. I want to replace the bathroom faucet and get a different water filter for the kitchen. I hate our current water filter, it makes the kitchen faucet lower and I can't get some of my taller pots under it now. It'll have to wait until we go through all the cartridges, though.

I do want to get the bathroom faucet replaced ASAP. It is constantly putting out this black crud no matter how much we clean it and it also recently started growing something green under the central cap. Yuck. I've never had a bathroom faucet do this in my life. I was living with the black crud, but the green stuff is freaking me out. My mother picked the cheapest faucet for this bathroom. I'm going to spring for one that is a little more costly and made of chrome. Also it will be the American Standard brand, which I've never had these issues with. We might need to be replacing the showerhead in a couple of months as well.

$200.45 Tithe
_200.00 Grocery Envelope
_200.00 Medical Fund
__50.00 Kids' Allowances
__50.00 DH and My Allowances
__56.83 DH Life Insurance
__45.30 My Life Insurance
_100.00 Laptop Fund
__50.00 Household Envelope
1000.00 Monster Mom Loan
------------
1952.58 Total Money Out

Payday Report for 6/15/18

June 15th, 2018 at 01:15 pm

Household is low because I ended up having to order some stuff online on a credit card so used the Citi card for that. I took the amount I ordered out of the household budget because it was for a new dishwasher silverware rack (the old one has holes and things are falling through it) and a pair of XXL large cleaning cloves for DS, whose hands can't fit in any of the offerings available locally.

Then after I did that I went and looked and you can actually pay directly out of your checking account with Amazon. So I entered my information on that. I've disabled one-click check out as well, so that I always have to check to make sure which method of payment is coming up instead of blithely clicking.

I was able to make a small payment on the Monster Mom Loan and I started the Laptop Fund. It feels good to be making some sort of forward progress again instead of just holding on.

$181.48 Tithe
_441.41 Autopays
_200.00 Grocery Envelope
__19.00 Household
__37.00 Allowances
_200.00 Medical Fund
_150.00 Gas Money Envelope
__81.32 Car Insurance
_100.00 Laptop Fund
_250.00 Monster Mom Loan
_145.95 Citi (Should be done now, might have something else show up)
------------
1806.16 Total Money Out



Monster Mom Loan

June 15th, 2018 at 12:58 pm

$33,750.00 Starting Balance
-__,250.00 Payment Made
------------
$33,500.00 New Balance

This week was a small payment, but DH will have 15 hours of overtime on next week's paycheck so we will be able to make a $1000 payment and will start seeing some serious progress as the OT continues the next couple of months. After that I think we will be able to manage $750 a week, plus the budgeted $500 each month. I am looking forward to getting the Monster Mom Loan under $30,000.

Payday Report for 6/8/18

June 9th, 2018 at 03:25 pm

After paying all of the bills and funds allotted to this week we have $60 left in checking. DH has finally got a working debit card, so now the medical checking account is working as intended. I am funding it to the tune of $200 a week and then any excess in that fund each month will be saved towards future big medical expenses.

The only thing not funded out of that is the chiropractor which has its own line on the budget. If DH does get hired on direct at some point, we'll be stuck paying COBRA for a while and have a new deductible, so I want a huge medical cushion. Plus, we need money in there for future surgeries we know are coming.

$122.47 Tithe
_200.00 Grocery Envelope
__50.00 Household Envelope
_275.00 Chiropractor Monthly Family Plan
_200.00 Medical Fund
__90.91 Internet
_100.00 Car Insurance Fund
__36.00 Allowances
__50.00 Car Maintenance Envelope
__36.00 Garbage Fund (paid every two months)
__25.00 DS's Driver's Permit Renewal
-------------
1186.38 Total Money Out

Check Up

June 6th, 2018 at 02:04 pm

I had my six month check up yesterday for blood pressure and cholesterol. Things are still under control with the medication and I've lost 5 pounds since my last doctor's visit about 3 weeks ago for the infection. He'd like to see my HDL a little higher and my triglycerides a little lower. He wants them down about 6 points.

I also got a pneumonia shot. I am having a little bit of a reaction to it on my arm. It doesn't hurt though. The nurse said it might over the next two days. I used to get pneumonia every year and haven't gotten it more than once in the fifteen years since I started getting the pneumonia shot when needed. Unlike the flu shot, it actually works for me.

The co-pay for the visit was $35. I wrote a check out of the medical checking account for that. I am really liking having that, but I have to remember to grab that checkbook before I leave. I forgot the first time and had to go back for it. Fortunately I had lots of time before my appointment as I tend to get there early and I remembered before I got off my block.

We still haven't been able to get DH's debit card for that account working. They did a hard activation on Friday, but it still won't let him choose a pin. We double checked to make sure it wasn't thinking we only needed one pin between us and it wasn't. They don't have a way to resolve it over the phone. They just keep saying see your financial institution even though we already have. DH is going to pop in again today to see if they can give him a pin there instead. I miss the old days when they would send you a pin in the mail. I know it is safer for security to do it this way, but it has to actually work to work.

Grocery Spending Tracking

June 1st, 2018 at 05:49 pm

DS and I did the banking this morning and I funded my envelopes. I put $200 in the Grocery envelope and $50 in the Household envelope. I put $200 into the Medical checking account and took out $35 for DS's allowance. DD is not getting one as she is doing no chores while recovering from surgery.

After that DS and I went shopping. In the Household category I spent $19.54 on dishwasher soap. It was a very good sale. In the Grocery category I spent $159.66. I still need to buy tissues and body wash from the Household and yogurt and soup from the Grocery categories. I may get some butter, too, yet, but that depends on how fast we go through what we have. I am hoping to push the butter off another week.

Groceries I bought at Safeway:

4 Miracle Whip
2 lbs organic tomatoes
4 boxes organic spaghetti
2 boxes organic penne pasta
12 Chef Boyardee Mini-Ravioli
6 organic Nectarines
1 cantaloupe
2 Jif naturals creamy peanut butter
1 Justin's honey peanut butter (for DS)
4 organic ketchup
1 2 lb bag Mexi-Blend shredded cheese
2 potato bread
2 dynamite bread
1 Thousand Island dressing
4 jars Prego pasta sauce
3 1/2 gallons of milk

I spent $117.61 there. Almost everything I bought there was on sale. Only the milk, bread, and Jif peanut butter was full price.

What I bought at Haggen:

3 lbs organic grapes
1 organic cauliflower
5 lbs organic broccoli
1 bunch cilantro
1 yellow summer squash
1 container shredded Parmesan cheese

I spent $42.05 there. The only thing on sale was the grapes. The other items were cheaper at Haggen then at Safeway, though. Now I need to sit down and make up my meal plan.

ER Visit and Surgery Date Set

May 23rd, 2018 at 01:36 pm

I spent all day Monday, from a little before 1 p.m. until midnight at the ER with my daughter. At midnight DH tagged me out and I went home to sleep because I had an early appointment on Tuesday morning, but they were home an hour later. They sent DD home with percocet and we were able to get a relatively quick surgery date of the 29th, so she has a week to wait. The meds should last that long. I will be so glad to see the backside of her gall bladder.

I don't know how much everything is going to cost and I don't know how we will pay for it if it costs more than $6000, but we will figure it out. DH says he will probably start getting overtime in June again, which will be a great help. The current project he is on, the one with no allowance for OT, wraps up at the end of the month.

They have him lined up for several more projects. His boss has said he contractually can't talk about bringing him on as a direct employee until June 4th. I don't know if that means anything or not, though, like is he going to talk to him on June 4th and bring him on, or just a statement of fact.

I do hope they bring him on as permanent because the benefits are outrageously good. Better insurance than we have now (which is really good, but expensive) for $250 a month for the whole family. Plus vision is $14 a month and dental is $100. So $364 total. Which is a far cry from the $1500 we are paying now. A share of company stock, which is worth $16K. 6% matching in the 401K. Paid vacation and sick days. Paid jury duty days off. I believe he also said good deals on disability and life insurance as well. I really hope this happens.

We'd have to pay COBRA for a couple of months, though, I'm sure. And that'll be $1500 a month. Worth it in the long run, though.

So I had to pay $413 today to the surgeon for the upcoming surgery. I don't know how much I will have to pay the hospital yet as a down payment. I am guessing around $1250. At least they can't turn her down for this surgery based on her BMI. Of course that is why it will be in the hospital and not the surgical suite at the doctor's office. I think DD has met her deductible now.

I have a killer head cold. I woke up with it Monday morning and so yeah, I had it the whole time we were in the ER. It was worse on Tuesday. Today I think it is at its height so hopefully tomorrow I will feel a lot better. Unless I caught something in the ER to add on top of it, because you know how my immune system likes to do things like that.

I got an email today saying that an old virus software on a computer we no longer have had been renewed automatically and charged to a credit card number we no longer have. I think it is the same card, just with a different number. I hope that means it didn't go through anywhere.

I am keeping an eye on the card that it used to be the number of just in case and then will dispute it. They worded it like they had already done it, but it hasn't shown up. I thought I had stopped any auto renewals, so maybe they are just trying to pull a fast one. Trying to figure out how to contact them through the info on the email is nearly impossible. We no longer do auto renewals on things so if they are trying this again we have to nip it in the bud, pronto.

Bits and Pieces

May 7th, 2018 at 04:07 pm

I got down to the doctor's office today only for them to tell me I'm a week off. Oh, my gosh, I thought it was the fourteenth. I know this year is going by fast, but how'd I jump forward a week? Total glitch in the matrix moment. So, since I didn't have to save the money in checking for the appointment after all, I went ahead and paid the AMEX card off. That was $155.95. Then since the garbage bill arrived and I still had enough left in checking to pay it, I did. That was $70.69. I have $56.75 left in checking.

That leaves me 3 more paychecks this month out of which will come three tithe checks, a $108 or so MC bill, one co-pay, and one full pay at the doctors, and then the Citi which is what we charge gas and groceries and storage on. If we are really careful, I may have some extra money to put into the EF this month. DH isn't getting any overtime at all right now, so it is much harder, but I just have to stick to my guns and not get take out or eat out this month.

I did have to make some clothing purchases. I bought a new skillet, two pairs of shorts, two tank tops, a six-pack of socks, and then a nice blouse and pair of linen slacks for my nephew's upcoming wedding. All of my dressy clothes are warm and this is an outdoor June wedding.

I also bought a dress for my daughter for the same wedding. She also needs shoes. And I'll need new insoles for my dress shoes or I'll be in horrible pain all day. DS and DH will each need a short-sleeved dress shirt, plus DH needs a few more for work. All of his long-sleeved dress shirts are getting too hot to wear now. I've got money in the clothing budget and will add some, so we should be able to do that between now and June.

I stopped in at Good Will and found a nice casserole dish without the lid, but I have a lid to the same shaped casserole dish that I broke a long time ago, some garden twine, some garden clips for attaching plants to stakes, and some planting bags. I'm going to put my peppers in the planting bags. I am going to be growing zucchini and cucumbers vertically so the twine and clips were a great find. I spent a little over $200 at both stores.

I met my goal of writing 10,000 words last week and have set the same goal for this week. That's four chapters. I am so happy with how this is going. I'm really enjoying my characters, although I have one twelve-year-old little brother who likes to make his role in the book bigger than it probably should be. But what are you going to do? When you get a character that writes itself, I've found its best to just follow where they lead.

I've also set a goal of blogging at least three times a week. This will be my fourth this month, so I think I am on track for that. I'd like to make it daily again, but who knows? There is a lot to do in the garden. Speaking of which, the sun is behind the big tree now, so this is the perfect time to work in the garden, in the shade, so I'm off to do that. I've got a lot of seeds to get in the ground today.

Payday Report for 5/4/18 + Truck + MIL Finances

May 5th, 2018 at 02:51 pm

I am finding a need to more closely track our spending again. We overspent in April by a huge margin, mostly due to me feeling really cruddy for most of the month and not wanting to cook. We had a take out bill to end all take out bills, so now I am determined that 1.) we are going to cook all our meals this month, and 2.) I am not going to let money fritter away and slip through our fingers like that again.

$500.00 for Mom's Utilities
__56.83 DH Life Insurance
__46.30 Me Life Insurance
_122.47 Tithe
__90.82 Internet
_100.00 Emergency Fund
_100.00 Insurance Sinking Fund
-------------
$1016.42

I have two doctor's appointments next week, one with the rheumatologist and one with the eye doctor to check to see whether or not the hydroxychloroquine is turning my retinas yellow or not. I sincerely hope not as it is the one medicine I've been able to use without side effects. It improves my symptoms by about 50%. So I left some money in checking to pay the co-pays.

I am happy to finally be able to put something into the emergency fund again, even if it is only $100. It is necessary for us to rebuild this fund and if I don't waste money on takeaways, than it is available for savings.

I have increased the amount I send to the sinking fund for insurance. We will be taking over insurance on the truck soon. It has been paid off, so we are just waiting for MIL to get the title mailed to her and then we can transfer ownership to our name. I hope we won't be charged taxes so we didn't buy it but inherited it. We will have the death certificate and the will with us for proof we didn't pay, but you know the government, always having to have their hand in your pocket taking money out. But MIL might pay it if there is. I hope so, because we can't afford to. Well, we could, but it will make things super tight in whatever month we have to do it. Things are already tight, though apparently not so tight we didn't waste a bunch of money last month. I will be kicking myself for that for a while.

MIL is really sitting pretty. She got the insurance money and has paid off every credit card bill, the vehicles, and the mortgage. She gets $3000 a month in pension payments, plus her social security. She inherited the 401K and has enough in there to last 25 years at $16,000 withdrawn per year. She's not going to be in any kind of trouble. I am glad, because we all thought it was going to bad for her, but it turns out she's doing better than anyone else. She's set, barring a medical emergency. That can eat up money fast, but aside from her obesity, she's in very good health.

Income Tax Came and Loan Payment Made

April 16th, 2018 at 11:01 pm

Our income tax refund came so no more worries on that front. It actually came on the 11th, but since we didn't get the email or the text they were supposed to send to alert us, I only realized it today when checking the bank account and seeing the hefty balance. It only took 12 days from the day we filed online.

Most of the money will go into the Emergency Fund, but some will go to cover the lost income from jury duty DH has next week, at least if he actually gets called in.

I did make a $2000 loan payment to my mother.

$29,750.00 Starting Balance
-_2,000.00 Payment Made
--------------
$27,750.00 New Balance

It is so good to see those numbers go down.

Simple, Yet Delicious

April 6th, 2018 at 11:17 pm

I made another great meal tonight. My new focus on not eating out (i.e. hemorrhaging money through the drive thru window) is paying off, but I don't think it would be going so well without the electric pressure cooker. I did my potatoes in there, tonight. All I did was quarter some baby reds, toss them with a little olive oil, salt, pepper, and parsley, put a cup of water in the pressure cooker, put in the steamer basket, and pressure cook them for 10 minutes. They were delicious and yet so easy and tasty. I've found out I can make mashed potatoes in there, too, which will be quite a boon.

Then I made up some Morrocan spice rub and rubbed down some chicken legs with it and cooked them in the Nuwave oven. Chicken legs only take 30 minutes in the Nuwave. The chicken was pretty good, but I think it needed salt in addition to the rub. Next time I will do that since I have quite a bit of the rub left. There was enough chicken left over that I can make some chicken soup tomorrow.

I did spend some money today as I was in need of ground cloves, coriander, and cinnamon. Cloves are expensive, but fortunately a little goes a long way so it lasts much longer than my other spices. So $35 on spices.

I'm going to have to spring for a package of goat butter pretty soon. That's $11 for 8 ounces, but it lasts me a long time. I don't use it too often, I just like it on the rare occasions I actually make toast, which is only once or twice a month, usually. I am the only one who eats it. Well, I will make sure I do a complete check through of the freezers first, just in case I have one squirreled away in there, but I'm pretty sure I don't. I usually only buy one at a time. It's not a stock up item.

DH built me some new pantry storage shelves, so I am in the process of filling them and rearranging some of my other food supplies. Right now I have long-term storage mixed in with the working pantry, which is a pain in the neck. This should get that straightened out.

I need to work on the garden this weekend as well. It is time to get lettuce, spinach, green onions, kale, chard, and radishes going. There is some volunteer spinach coming up, but I need to transplant it, because it is not where I want it. I hope it stops raining long enough for me to do that. It cleared up this afternoon so I am hoping the weather holds and I am feeling up to it.

Yesterday was Spendy on the Medical Front

April 4th, 2018 at 04:14 pm

So yesterday I took my son to the dentist to get impressions for a mouth guard. He's been grinding his teeth badly and it is causing damage, but also pain. So that cost $517. The good news is that also pays for the next visit where they fit the mouth guard after it arrives from being made.

After that DD had her pre-op appointment and we had to pay a down payment on the surgery of $300. Then we went over to the surgery center and paid a down payment of $1202. So a total of $2019 went out for medical. Ouch.

We can absorb the $517 since DH has been getting overtime, but the rest has to come out of savings. It is a lot when we only have $4500 left in savings. Well, $3000 now. I am rounding. I can't remember the exact numbers off the top of my head, but thereabouts. The income tax refund should be here by the time all the final bills come after insurance so we can pay the rest of it without touching anymore of savings.

DH found out some stuff about the medical plan if he gets hired on directly at his work. It is $250 a month for medical, $140 (I think) for dental, and $170 for vision. Compared to the $1500 that is coming out for just medical now is great. I so hope he gets hired on directly when his contract is up June 6th. Of course, I don't know what kind of plan that is, it could be a high deductible plan, though he's been told their benefits are very good. I hope they are, because we could really use a medical break for a while.

Big Grocery Stock Up

April 2nd, 2018 at 08:53 pm

Today I finally made it to Costco. I've been sick for about 3 weeks, so this was the first day I really felt capable of doing a shopping trip. I ended up spending $325, but bought toilet paper, batteries, and vitamins, which always drives up the cost of a Costco trip. I did get quite a few staples, though. I had to buy some diced tomatoes for the first time in two years. I hope this is a good tomato year in the garden, because I need to can like crazy.

After that I went to the dollar tree and bought a case of soup, a case of mini-ravioli, and a couple boxes of sandwich bags. I spent $26 there.

Then we went to the regular grocery store to pick up bread, hot dogs, and milk. I don't like Costco bread choices or their milk. But they had a ton of turkey on sale. They usually do after any big holiday. This was legs and wings, so I bought all they had. They did have white meat, too, but we don't care for that. I spent $120 there.

I made up some of the turkey tonight in the pressure cooker and froze the rest. I seasoned it with garlic salt, granulated onion, and pepper. It was fantastic and just falling off the bone tender. I only put 2 cups of water in with it, but it made a bunch of broth. I ended up with 1 quart of broth. I saved it and will use it to make rice tomorrow. I'm going to do an arroz con pollo dish, but with turkey instead of chicken for dinner tomorrow.

I saved the bones and will make bone broth with them tomorrow or the next day. I threw them in the freezer, just in case life doesn't go to plan, so that they won't get lost in the fridge for a week and be unusable. I hope to get five or six quarts out of it to can. I am low on broth again, since I've been using a lot of it the last three weeks. It is so much easier to make in the pressure cooker than in the crock pot or on the stove.

I hope I continue to feel better. I got so behind on everything when I could barely get out of bed. Yesterday was the first day I showered in 6 days I was so bad. Thank heavens for baby wipes.

Payday Report + Haircut + Mom + Murphy + Food Waste

March 10th, 2018 at 05:13 pm

Well, I did it. I got my hair cut to my collarbone. It was a foot or so of hair taken off. I had it thinned and layered and the curls are just crazy bouncy now. I am very happy with it. I can't remember being this happy with a haircut in a couple of decades. It is easy to care for and simple to style, though it takes more time than just braiding it or putting it up in pony tail. It just looks so nice that I don't care if it takes me an extra 10 minutes to curl it around my face.

Mom is home from the hospital and doing very well. She is only taking Tylenol for the pain and hasn't needed anything else. She is getting around very well and able to do much for herself. I am so happy. This is way easier than the shoulder surgery or the knee surgery.

We had quite a lot of overtime on the paycheck yesterday. As quickly as it comes in it is gone.

$255.00 Tithe
_474.36 AMEX (in full)
__56.61 Garbage (2 months)
_876.93 BoA Visa (in full)
_124.75 BoA MC (in full)
1000.00 Citi Visa (not in full, but not due until 4/3)
-----------
$2782.65 Total Money Out

This is over the amount of the paycheck. Mom and MIL both reimbursed us for stuff we bought for them so we had an extra $310 in checking from that.

As for Murphy, DH got a flat tire. He got a piece of metal in the tire. He's down at the shop now seeing about the repair. I don't know how much it will cost or if it will cost anything. Tire shops are weird that way. Sometimes they fix flats for free, depending on how bad the damage is. I am hoping we won't have to get new tires. This is on his father's truck that we technically have inherited, but we haven't taken the title to it yet. MIL is going to pay off the loan on it when the life insurance money comes in, but it hasn't yet. After that, we will take ownership of it.

If we have to buy new tires we will buy them from Costco. Still the cheapest place for tires I've ever found and good quality ones, too. I have loved the ones they put on the van. They drive very well. But I sure hope that expense is not one we have to shell out for right now.

DD's bed broke. The box spring and the frame collapsed. It's an old bed, a hand me down from my mother. We can't afford a new bed now. MIL has a bed we can take, but it has to be excavated first. She has so much junk in that room. The bed is covered with it and the path to the bed is covered with it. FIL was a real pack rat and MIL still is.

So after the tire is repaired, DH and DS will take the truck out to MIL's and try to get the bed out.

DD's surgery is scheduled for the 9th of April. We have to have $300 paid before then. Her deductible is $500. She's met some of it, and will meet some more with the pre-op appointment so $300 is what they reckon will be left to meet. The doctor's portion of the surgery itself costs $5449, but we won't have to pay all of that. The surgery center is supposed to get me a quote on their portion. I don't know about the doctor who administers the anesthesia. I believe our out of pocket is capped at $3000 per person. It might be $5000, though.

We still haven't been able to get the HSA to issue a corrected form. I think at this point we are just going to put the proper amount on the taxes and keep our fingers crossed that no on notices that proper form isn't there. And if we ever have an HSA again, it won't be there because they really don't know how to pull their heads out and do their jobs.

Otherwise, still muddling along. Still thinking I need to make up a meal plan, but still not doing it. I ended up throwing out a lot of veg and leftovers this week and so I really need to get back on top of the food waste issue. I kind of really let things go for a couple of weeks. I need to not do that, because is just wastes so much money. Some went to the ducks, some to the compost, and few things had to be binned.

I have been watching a show this week called Eat Well for Less. It is British. I found a couple of episodes on youtube and a few others elsewhere. It's a really good show. It focuses on fixing a family's food budget. It deals with brand addiction, food waste, picky eating, shopping without checking the pantry and fridge first, everyone eating different meals instead of the same meal, all of that stuff.

I found it very informative. And it gave me the incentive I needed to try to get my act back together again. I've got all my veggies that were left after cleaning the fridge prepped and ready to go so that it can get used up this week and not wasted. I am going to plan my meals around that when I finally sit down and make my meal plan tonight.

I don't need to buy any meat this week. I may need to buy salad greens and bananas, but I may hold off on the bananas because we have plenty of oranges and apples. I'd like some blackberries, though. Oh, I've got some freeze-dried ones. Those will do nicely. We have freeze-dried bananas, too, if it comes to that.

Picked up Our Pork Order--Breakdown on Cuts

October 20th, 2017 at 05:28 pm

We picked up the majority of our pork order today. The hanging weight on the hog (the amount after it has been gutted) was 245 pounds, so at $500 it worked out to $2.04 per pound. The bacon, ham, and sausage links will not be ready for another 7 to 10 days. Curing takes longer.

So anyone who has not purchased this way before can get an idea of what you get, this is what we have so far.

6 packages of spare ribs (at least 4 pounds each)
2 loin roasts (at least 2 pounds each)
3 shoulder roasts (at least 4 pounds each)
42 pounds ground pork
12 packages of pork chops (48 chops)
4 packages of pork steaks (16 steaks)

What is to come:

42 pounds of sausage links
I'm not sure how much bacon, but quite a bit
4 hams

Now they told me that each hog has 2 hams of about 17 to 18 pounds. I am having each ham cut in half, so they should be 8 to 9 pounds each. Every time we make up a ham, I will can the excess in cubes in pints and half-pints. Then on pizza night, a half-pint will be perfect and on ham and potato soup night a pint will be perfect.

Actually, come to think of it, I am supposed to be getting some shanks, too. They were not in what I got today. I thought I had told them not cure those, but I can't remember for sure and they might have done so, which would explain why I didn't get them today. Curing will make them ham-like, too. No big deal if they were cured, but I need to remember to make sure they are in the second half of the order.

I am going to be making jam and pie filling with a lot of the frozen berries that were in the freezer. I needed to get them out of the way for the pork. A lot of these berries are from last year. I plan to make strawberry jam, blueberry pie filling, blackberry jam, and maybe bumbleberry jam, too (which is a combo of blackberry, raspberry, strawberry, and blueberry). Or syrup. We'll see. And then if I can find the frozen plums, plum sauce and plum butter.

But strawberry is first up, because it is DH's favorite, we're out, and he keeps buying it. He won't have to do that if we make it at home and keeping him out of the grocery store is always beneficial to our budget.

Rheumatologist Visit and Opthamologist Visit

September 30th, 2017 at 04:30 pm

On Thursday I had my appointment with the Rheumatologist, so that was a $40 co-pay. She is pleased that the medicine I've been on for 2 months is helping to the extent it is, but she thinks we could see more improvement to get my quality of life back close to where it was before things got so bad. She prescribed methotrexate, which is only taken once a week. The most common side effect is nausea, which I don't do well with, but so far no sign of it. The dosage gradually increases every two weeks until it gets were it needs to be. I am to continue to take the hydroxychloroquine as well.

The new prescription cost $36.09, plus I have to take vitamin B-9 with it, only that one is daily. It is a prescribed vitamin, but it was only $2.79. I also renewed my rescue inhaler because I am trying to build up a supply and it allows me one a month. I don't need a bunch, but it would be nice to have 3 or 4 extra. With the way the smog was this summer I needed it a lot more than usual. That was $50.

On Friday I had my appointment with the Opthamologist, another $40 co-pay, and I had all kinds of tests done. The did several photos of the eye and then an extensive visual field test, then health checks for glaucoma, etc. And the baseline scan of the retinas to make sure the hydroxychloroquine was not turning my retinas yellow. It can in 20% of the population. So far there is no discoloration in mine.

The torn spot in the retina has healed very well. He said the scar tissue from the repair is nice and healthy and this will be my last follow up from the laser surgery and I didn't have to come back again for a year. I was there for two hours. I almost had an asthma attack while there, because when they dilate your eyes they move you to this dimly lit room instead of keeping you in the exam room and tying it up.

About 10 minutes after I went in, they brought another lady in. I'm not sure what she had on. It smelled like layers of fragrance, but not floral. Like she probably had used scented body wash, scented shampoo, scented lotion, aerosol hair-spray, and then perfume on top of it and they all clashed and none of them smelled good. It smelled more like chemical air fresheners.

She was so heavily made up that her skin looked the color of a peach, except her cheeks which were creme rouged in orange and her lipstick which was coral. Her hair dye matched her lipstick. It was like someone used all the bad Avon samples from the 70's or something. So her makeup products might have added to it. The heavy-handedness was not doing her any favors. It was caked in the creases.

I think she could have been a very beautiful older woman with different, more natural choices or even a naked face, but was so afraid of being old that she tried to hide it all with pancaking on the foundation, etc. Why are some people so afraid to just let their face be their face? Why can't women just allow themselves to age like men?

I started reacting as soon as she walked in, but I thought I was going to be okay, but after two minutes I had to get up and leave the room. I used my inhaler, which helped with the breathing, but also felt a headache starting behind my eye from the cacophony of fragrances, since I am so freaking sensitive to inhalants.

So I discretely flagged down someone and told them quietly that I was going out to the main waiting room, and could they let whoever needed to know where I was, because as judgey as I can be in my head or when I rant on here, I didn't want her to feel bad that she was making it hard for me to breathe. Although, maybe I should have, because wearing that much scent anywhere where you are going to be around people, like a waiting room, is wildly inconsiderate. Especially in an office that has signs saying it is a fragrance free zone.

At least the regular waiting room had circulating air. It was way too bright, but I thought it was better to breathe and stave off a possible migraine, so I sat there with my eyes closed until they called me back again. My breathing was really affected by the wildfires this summer. It has not fully recovered since and I am more sensitive than ever to things that trigger it.

On the bright side, my hips did not hurt from sitting in all of the uncomfortable chairs for two hours. Thank goodness, or I might not have been able to get anything done today.

My new glasses came in, so I went over to pick them up today and it is taking some getting used to. It's usually a rough 24 hour adjustment and then a continuing minor adjustment for the next 10 days or so when I get a new prescription before my eyes feel normal again.

After that I stopped at The Spice Hut and picked up 2 oz of vanilla powder and impulse bought 2 oz of pumpkin pie spice. I usually make my own, but they had a little jar of it you could smell, and it was so wonderful, I wanted some. I'll use it at Thanksgiving when I make my pumpkin cheesecake. I spent a total of $12.02. Vanilla powder is a little pricey, but so worth it and I needed some for a recipe I want to try next week.

I do have to get my son a new coat tomorrow. His shoulders are getting so broad. But after that and the two medical bills I need to pay, I shouldn't have to spend anymore money this week. The two bills are $61.15 and $16.97 respectively.

I did get another bill for $477.78 for the new c-pap machine (deductible should be met after this), but that will come out of next payday. It'll be a day late, but they don't charge interest unless it is 60 days over and that will put me at 31 days. I asked if this was okay and they said fine because I always pay my bills. I would have charged it if not and then just paid it off, but this way is much easier.

Maybe one day the medical bills will end. That would be a good day.

Pleased with Purchase

September 24th, 2017 at 09:59 am

After a lot of looking, and I mean a lot, I finally found a new cross body purse. So many purses just have handles and I hate that, because most of the time I need to have both hands free and I am not the type of person who is comfortable just putting my purse in the front of a shopping cart. I like it on me where it is less likely to get snatched.

I was looking for something in the teal to blue family, similar to my broken one. I couldn't find anything online that I liked. Well, there were some concealed carry cross body bags that I did like, but they were a little ostentatious for my personal taste. I do not, at this time, conceal carry, so it didn't seem all that practical for me.

I looked through several stores at the mall when we were there for my son's job interview, like J.C. Penney, Kohl's, Torrid, H&M, and a few others but ended up going to Macy's and finding one there. I hate going into Macy's because of all the perfume and they are pretty overpriced for my budget. Not Nordstrom's level of overpriced, but still.

I found two purses that I really liked, but one was $200, real leather with turquoise, lots of tooling, but no. I won't pay $100 for a purse, let alone $200. The purse I ended up settling on was a purple and white floral one from Kipling. I don't generally go for patterns and it is a bit more feminine than I typically get, but I still liked it. They were having a purse sale and then it was marked down an additional 40% off. Then I got some additional kind of discount off the total purchase because I had a Plenti card (which is Rite Aid, so I don't know how that works). My total cost for an $80 purse with tax was $38.40. The original price was $89.

It was a little higher than I liked to go, I usually keep it under $30, but was the only thing I had shown any interest in at all. It had a slot big enough for my phone. I was shocked at how many purses are still being designed with slots that only fit flip phone sized phones. It also had a large enough center compartment to fit a paperback novel in. And it has zippers and not snaps, which are the first thing to break on a purse in my experience. Those were pretty much my only requirements, plus pretty.

There were a lot of ugly bags. What I like to call "old lady with no taste" bags. Some pretty awful colors. The spring colors were so nice this year, but apparently the fall colors are not going to be. Here's hoping I can get a couple years out of it before it falls apart. I used to be able to go five years before a purse would break. Now it is closer to two years. And those were not expensive bags at all.

I did take off the little gorilla key chain that came with it. I guess it is the Kipling mascot. I will give it to my great niece the next time I see her.

Odds and Ends

July 18th, 2017 at 08:25 pm

I fell asleep at 1 a.m. and slept straight through until 10:30, got up long enough to make sure my son had taken care of the animals, drank a glass of water and went back to bed until 2:30. I slept hard. Apparently my body really needed it. I still feel tired, but hopefully I will sleep just as hard tonight and I'll get caught up on this sleep debt.

We weaned kits yesterday. Just Ella's and just the males. I was going to do Persephone's boys as well, but there is something wrong with the cage I was going to put them in, so I have to clean another cage before I can do that. I'll get it done tomorrow.

The garden is going crazy. I've never seen squash leaves this big before and the Brussels sprouts are huge. I am glad I gave them so much space. That is something that is hard for me, because they are so little when you plant them and you have to plant them based on how big they will be and not try to fill in all the space early on.

I spent $64 at Trader Joe's. I stocked up on chicken, lots of eggs (the birds are being slackers), rice, and picked up some Proscuitto.

For dinner tonight I made two new recipes. The first was a lazy version of chicken saltimbocca. I am not all for pounding the chicken out flat or browning or making a wine sauce. I just took the boneless skinless chicken thighs and seasoned them with salt and pepper, laid out a piece of prosciutto, put sage leaves down on it, put the chicken in the center and wrapped the prosciutto around it. The into the cast iron skillet for 30 minutes at 425 on the middle wrack of the oven. Came out perfect and everyone loved it.

Then I made a new version of Mexican rice. Almost everything in that recipe was from Thrive Life, so freeze dried. I used their chopped onions, chopped green chiles, and instant rice, then added fresh garlic, salt, and tomato paste. It was a big hit with my son and my daughter liked it well enough. I thought it was great and will make it again. I really love using the Thrive Life stuff. It is so nice not having to chop stuff up for recipes, just rehydrate however much you need and go to it.

I deposited the refund check from one of our medical bills. It was just $126.03. I haven't decided what I am going to do with it, yet. Probably put it aside for any incoming bills.

DD's appointment yesterday with the eye surgeon made him decide to send her to a neurologist. So we are waiting on a referral for that. The appointment was a $40 co-pay. He also gave her a new medication to try since Topiramate wasn't working for her migraines. I don't remember the cost on that as I bought it was a bunch of other things at the drug store that came to a total of $ 91.53.

I am trying not to be spendy, but sometimes you just have to buy things.

Bits and Pieces--Farm, Garden, Medical, Work

July 6th, 2017 at 08:05 pm

It has been hot here the last few days. In the 80's, which is hot for here. Fortunately not humid, though. It's made the garden go nuts with some of the plants, mostly the squashes, having bigger leaves than I've ever seen in all my years of gardening. Another week and I should have zucchini, patty pan, and gold rush squash big enough to eat.

As it is, I harvested 7 kohlrabi, enough lettuce for a week, a huge bunch of kale, a dozen carrots, 4 heads of broccoli, blood-veined sorrel, calendula, yarrow, strawberries, and raspberries. And the blueberries have started. Just a few here and there, but I wasn't expecting any until the end of July, really. So I have to incorporate all of that into the meal plan this week. Well, not the calendula and yarrow, those will be dried for tea.

I've still got a lot to do out there. I need to pick peas and harvest a Chinese cabbage and two types of parsley and pick those ripe blueberries.

We'll be butchering tomorrow and then washing cages afterwards and then washing more cages on Saturday. I also need to dust out the windows in their enclosure and go through and clean fur out of all their fans. Everyone is blowing their coats right now, so the fur is flying. I've got 8 week olds that need to be weaned as soon as we have the empty cages to do so. I have not bred anyone again as their are 5 (but we are keeping the one broken red girl) grow outs and 14 younger kits right behind them, so 18 out of 19 destined for freezer camp.

Medically we spent $90 for my physical therapy and a $30 co-pay for my daughter's first session with a psychiatrist. She's been seeing a therapist for a while now to deal with her PTSD, anxiety, depression, and eating disorder. Psychiatrist is weaning her off her current meds and starting her on a new one once she is. She also has recommended she see a nutritional psychotherapist.

She had a bad side effect to one of the medications she was recently put on and no one could figure out what was going on, then I looked up the side effects of the drug and listed under uncommon side effects were all the symptoms of what had happened laid out all in a row, so she had to stop that one and we aren't putting her back on one like it. She's just going to go without for a while.

My shoulder is burning all the time right now. It is from all the physical therapy exercises I have to help Mom with. DH has taken over the morning session, but I still do them with her twice a day and he's leaving on Sunday anyway. Her recovery is going well, though she does try to push things as far as she can, and I try to get her to do only what she is supposed to do. She's hard-headed. I really see where my son gets it from. Less than 2 weeks to go now and hopefully she will get out of the sling. They say 6 to 8 weeks and of course she is fixated on 6 weeks.

I will be glad when all this is done and she doesn't need my help anymore, but that could be another 6 weeks or so. It's really run my health into the ground and it wasn't like it was that far from the ground to begin with. The new med the rheumatologist gave me for my auto-immune disease is helping in most of my joints, but not my shoulder and not my hip. At least not yet. I haven't noticed any side-effects on my eyes with it, but it is cumulative and these are early days.

We still don't know about DH's work beyond December. The other project and company is way behind schedule. I'd like things to be settled. Living with uncertainty again is really difficult. The stress is making me a little nuts on top of everything else that is going on. I really just want to go back to the days when I didn't have to worry about anything other than paying the bills and getting out of debt. At least I don't have to worry about debt on top of everything else right now, though. I hold on to that.

Sick and Exhausted

June 29th, 2017 at 03:31 am

I've come down with a stomach virus of some sort and it is really dragging my energy levels on the ground. DH has been back since Friday, so I am not taking care of Mom all by myself anymore, but there are some things I do have to do, even with a fever of 100 and the inability to keep my food down. Like help her shower, which is quite an ordeal, and help her change her clothes. Fortunately she is doing a lot better three weeks post surgery.

I got my daughter's ER visit bill yesterday. It is $2333.48. Ouch. That is really going to be a hit. I'll have to take money out of the Emergency Fund for that. DH will be working 4 extra days at the end of his next hitch, so all of that money will go to replace some of what I take out of savings. I am not sure it will replace all of it.

I saw the rheumatologist on Monday with a $50 co-pay. She is putting me on a medication that is supposed to help, but might not show any improvement for a couple of months. It can do damage to the retinas, though, in 30% of people. With my medical luck, I will be in that 30%.

I saw the eye doctor on Tuesday with a $50 co-pay. He said the retina has healed nicely and I will go back in 3 months and then he will take a baseline map reading of the retinas so that we can monitor whether the new medication is affecting my retinas. If he sees even the hint of damage I will stop the medicine. I can't have my eyes getting worse. I'd rather deal with the pain in my joints than my vision getting further damaged.

I just want to get past all this stuff and get back to feeling normal (for me, anyway). I have 3 weeks before Mom gets out of the sling and then starts full on physical therapy. The stuff we are doing now is pretty light as she is not allowed to move her shoulder away from her body. It takes about 10 minutes 3 times per day and DH has taken over the morning shift.

I went to Trader Joe's today to stock up on a few things and spent $128.97. I also went to my own physical therapy which cost $90. I probably shouldn't have done either thing with being so sick, but we really needed to pick up some food and the massage part of PT was sorely needed.

Adjusting

May 28th, 2017 at 06:49 am

Well, I think I am finally starting to adjust to having this blob in the vision in my right eye. I've had to make some changes. I have to have the print on the computer screen set to 150% on most websites, and 175 on the ones that use teeny tiny font sizes to not have a blind spot when I'm reading.

If I want to read books, large print editions are the only ones that don't cause headaches. Normal print I can do for about twenty minutes, but I have to keep refocusing, and I end up with a headache. Forget 10 point font at all. It's almost an instant headache and a blind spot. Fortunately the library has a huge number of large print books and most Debbie Macomber novels have a large print copy and those that don't have an audio book available. Since I am working my way through her books right now, that works for me.

As for typing, if I increase the font and tilt my head and look through the lower part of my eye, I can almost make it disappear.

With distance vision, it is almost like it isn't there, so the only part of driving that is an issue is if I look at the GPS screen or at the speedometer. The head tilt works for that and I am using cruise control a lot more when I can.

I think it is still breaking up, but it is doing it slowly. I am taking a supplement that is supposed to help with the floaters. We'll see. I've only been on it 3 days. I am hoping by the time I see the doctor again at the end of the month that it will have gotten smaller, or even better, gone away, but I know it may not.

My daughter had her baby tooth pulled this week and they didn't give her anything for the pain. When she had her wisdom teeth out, they gave her hydrocodone. This is just as bad, but told her to just take Ibuprofen. Doctors and dentists have gotten downright stingy with painkillers in the last couple of years. They are so worried about people getting addicted that they don't want to give it out for actual bad pain.

Fortunately, she had some medication left from when she cracked her skull a couple years ago and was on it for 8 weeks so I gave her some of it and it helped her a lot.

It ended up costing $253. They had estimated $246, so not far off the mark. She needed an extra shot of novacaine, so I'm sure that was why the difference.

DH also had to go to a different chiropractor because ours is on vacation, so that was a $30 co-pay. He pinched a nerve or something in his back, so also got a massage the day before that for $60. That is not covered at all with our insurance. Fortunately he is doing much better. He will see that chiropractor again before he goes back to work on Wednesday.

Ours won't be back until the 6th and DH leaves on the 31st. My neck is out pretty bad, but I don't want to spend the money to see a different chiropractor. I may have to, though. I'm not sure I can go another ten days, especially since my physical therapist has flaked out on me again. I'm pretty sure I'll be barely walking by the time he gets back.

I'm really starting to resent the frequent vacations my chiropractor goes on. It seems like he's taking off every six weeks or so. Usually it is only for one week, but this time it is for two. He only works 4 half days a week as it is, so available hours are limited even when he is here. If he didn't have such a good family plan we would have left a long time ago.

I need to find a new physical therapist as mine is moving away in October. That's going to be a major pain. I know there are lots of them in this city, but I hate trying out new people. You may have noticed I'm not a real big fan of change. But I'll have to do it, because the sessions are one of the things that keep me walking and when I miss a week, I really feel it.

I am thinking of buying an ultrasound machine like they use in physical therapy, not like they use to see inside your body. My old doctor used to do those treatments on my knees when they would swell really bad and they worked wonders. A decent machine is around $200. Now that I am having both my ankles and knees swelling so frequently, it might be worthwhile to make the investment. They've got some with good reviews on Amazon. It'd be worth it if it improves my walking ability or even just decreases swelling and pain.

Picked Up Our Beef--Breakdown on Cuts

May 24th, 2017 at 08:41 pm

So our half a beef was ready and hanging weight came to 335 pounds. She had estimated hanging weight would be 300 with it's full hanging weight being 600, but it was bigger. It cost $1005 for the half and $250.64 for the cut and wrap fee, a total of $1255.64. So that works out to $3.75 per pound for a grass fed beef, which is pretty spectacular, considering grass fed hamburger alone is $8 a pound here. While she is not certified organic, they do not spray their hay fields and they still use organic practices.

She uses a different butcher than the one who lost our half a hog last year and then turned our plain ground pork into sausage when we specifically asked for it to not be sausage, but plain. I was glad she used someone else. I really don't want to deal with the other company again. 2 out of 3 times they've screwed up, so I have no faith in them, but unfortunately most farmers use them. I'll probably go with this lady again, though, since she uses the other place.

Here's what it breaks down to with all steaks in packages of 2 and cut 3/4 inch thick, the roasts around 2 pounds each except for the rump roasts which are 3, and the brisket which is 4 or 5:

Ground Beef: 54 l 1/2 pound packages
Heart: 1
Liver: 5 packages
Flank Steak: 1
Short Ribs: 5
Porterhouse: 2
Eye of Round: 2
Top Round Steak: 6
Sirloin: 6
Bottom Round Roasts: 3
Sirloin Tip Roasts: 4
Chuck Roasts: 6
Pot Roasts: 3
Rump Roasts: 2
Soup Bones: 4
Tri Tip: 1
T-bone Steak: 5
Brisket: 1
Tenderloin: 2
Rib Eye Steaks: 7

So it should last us quite some time, though not a year. Maybe half a year to 3/4 of a year. I reckon everything but the hamburger will be gone at the 1/2 year and the hamburger will last longer. I won't be afraid to get a full beef next time if I decide I want one. I was worried about space, but it only filled 3 1/3 compartments in my giant chest freezer. That will help me plan for a future order based on space.

I have to learn how to cook certain cuts that I've never made before as well as the heart and liver. I didn't get the tongue, because I didn't think I could handle that. If we like the heart and the liver, that's good, and if we don't, we will cut it up into little pieces and dole it out as treats to the birds, because despite what many people think, chickens, ducks, and turkeys are not vegetarians and in fact, being fed an all-vegetarian diet is not good for them.

It is easy enough to supplement them if they don't free range and get their own bugs and worms with packaged meal worms or whatever bits of meat you might have that they can eat, either raw or cooked. They don't need a lot, but they do need some. Even extra eggs if your layers are prolific, scrambled or hard boiled and diced, works, even if it feels slightly cannibalistic.

So the liver and heart will get used even if not by us. Actually, I'll see if the in-laws want some, too, if we don't like it. There's a lot and I know they eat one of them. Humans first, then animals.


<< Newer EntriesOlder Entries >>