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Lots of Rambling and Payday Report

January 25th, 2014 at 07:16 pm

It was good to see a payday again after 4 weeks without one. It is interesting to see how we live off of savings during that time period though. It makes me wonder how many of the people that DH works with make it through. Do they save up ahead of time or do they let some bills slide until the income comes in again? Not everyone gets a Christmas bonus to help things along, and some are quite small in comparison to what DH gets.

I got a cold during this last week from the weather swings and having to be outside when it was freezing. Our night time and morning temps were below freezing, but our daytime temps were at 50 and it was gorgeous. But having to go out in it when it was freezing twice a day has done a number on me. I know they claim that you can't catch a cold from being in the cold, but I think it certainly does help any virus that might be around invade your system.

This is the best cold I've had in ages, though. My immune system actually seems to be fighting it. I guess now that I'm no longer being beaten down by food poisoning my body has a chance. Though I still feel the effects of all those months, each week away is a little better than the one before.

On the other hand, I used the cold as an excuse to get pizza and deli food from the store and blew through most of the money I'd hoped to save to throw extra at the mortgage. Oh, well. I am still going to try to send extra to it.

So, on to the payday stuff.

$1000.00 to Mom
__100.00 to Emergency Fund
__125.oo Half Year HOA Dues (Old House)
__100.00 Property Tax Fund
__100.00 Aquaponics Fund
___90.00 Physical Therapy
__434.61 Propane (Old House)
___74.40 Dental
____8.58 Sleep Doctor
___40.00 Allowances
__100.00 Cash for Week
___95.00 January Money Fund
-------------
$2267.59 Total Out

I had $200 in my propane fund, but I decided to leave it there since I could cash flow the propane bill. We will have one more really large one before we turn the heat off in the old house from the end of April through October. The danger of freezing the pipes won't pass until then. This tank should last until the end of March or so.

Next week I'll have a larger than normal AMEX bill of $350.09. This is because we used the card to buy a Food Saver from Costco and not just gas. It is making a big difference in our frozen meat already.

I found out that we do have orthodontia covered. They will pay 50% up to $1500. DH is looking into which doctors in our area are in network. I don't mind doing that for an unestablished doctor/patient relationship. I just don't like being told that my doctor for years isn't covered. I'd go to the one my daughter went to but he is retired. I'm hoping his partner is in network, because it is really close by.

We are going to use part of our income tax refund to pay for fixing my teeth. Part of it will go into the Aquaponics Fund, part of it will go into the Emergency Fund, part of it will go into the College Fund, part to the Moving Fund, part to the Medical/Dental Fund (which is not funded at the moment) and I want to go out with DH to a really nice steakhouse sans kids with a little bit of it. I know DH needs a new stylus for his Boogie Board. And I want a Victorio Food Mill for processing tomatoes this summer.

We should be able to get our income tax done the first week of February and get it sent off right away. I have all of the interest info, we are now just waiting for the property tax slip (though we know the amount) and the slips from DH's work (again, we know the amount).

I feel like we are finally getting on solid ground. We started so far under water and then when we got our heads above, it was like slogging through mud flats when the tide is going out. Then it seemed like an endless progression of rocky beach. Now it feels like we've finally reached the sun-warmed sand. We're not quite ready to plop down and sun ourselves, but we can at least see the beach towels, you know? Wink

2 Responses to “Lots of Rambling and Payday Report”

  1. Ima saver Says:

    congratulations!

  2. FrugalTexan75 Says:

    That is good news that your teeth will be partly covered by insurance!

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