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Today is Payday--Shopping and Bill Paying

August 12th, 2011 at 05:14 pm

I did the major Costco run and now my pantry and toiletries are fully stocked again. I should be able to go a month without going there again, and then only for toilet paper and lemons (we go through a lot of these to make DS's lemonade). It is nice to see the shelves full. The only thing I did not get was potatoes because they only had the 20 pound bags and they looked like they were starting to sprout. We might be at the point where we can start digging up potatoes, but I still have 1/3 of a 5 pound bag left and several packets of organic potato flakes so it's not the end of the world and I can pick some up (hopefully on sale) at one of the grocery stores soon. I did impulse buy a package of English cucumbers ($3.39), but everything else I bought was on my list.

I also paid bills today. The majority went to BoA. We used our MC on vacation and to pay for the Inn at Virginia Mason which is why I'm listing it again when it was paid off before. This doesn't pay it off, but I will be putting more on it next Friday with that as my intention. I will also be putting more on the VISA.

$1862.10 BoA VISA
$_500.00 BoA MC
$_757.82 BoA car payment ($250 extra to principal)
$__10.56 Medical
$__43.70 Garbage (old house)
$__65.56 Internet
$__44.89 Phone (old house)
---------------
$3284.33

I spent the rest of the grocery budget and close to $100 for toiletries and the megapack of paper towels (18 rolls, I think).

I decided to keep the $40 I still had in my wallet from last pay period and not get anymore cash out for this week and see if I can get by on it.

I did roll a thing of pennies and I had $25 in ones and two fives that I'd squirreled away in the coin jar so I went to CU#2 and added $25.50 to the safety net portion of the EF. That brings the safety net to $389.03 and the total EF to $1884.96. That leaves me $115.04 to scrounge up by month's end to hit my goal of $2000 in the EF.

My first goal for the safety net (which is my easily accessible portion of the EF) is to hit $500 and my second goal is to hit $1000. I figure I probably would not have an emergency bigger than that, and if I did that would give me the time for the transfer from ING back to a local account. I don't have four wheel drive anymore so if I blow a tire I'd only have to replace one, not all four. That was my biggest foreseeable expense before we got this vehicle.

Oh, I bought a Christmas present for DS while I was at Costco today. It seems too early to be buying presents, I usually don't start until October, but this was a good price and something he has wanted for months so I was happy to see it and it can sit in my closet for the next four months. I really should finish knitting his scarf as well.

4 Responses to “Today is Payday--Shopping and Bill Paying”

  1. rob62521 Says:

    Love the early Christmas gift! Isn't it nice to have a well stocked pantry? Gives me a sense of security.

  2. LuckyRobin Says:

    I love having a well stocked pantry, as well as well stocked other areas (like the paper towels, cleaners, toiletries, etc.). I like to be able to see at a glance that I have at least 2 months worth of canned goods and dry goods in my cupboard and several months worth of meat in the freezer. Security is important.

  3. jperryharris Says:

    I stopped buying paper towels a long long time ago Its a huge waste of money and I'd rather keep all extra money in my pocket,just an idea? We instead use old towels and rags then throw them in wash or depending on how filthy the job is it goes to the trash or retires to the garage for really dirty jobs then to the trash! Hope this helps! Smile

  4. LuckyRobin Says:

    I prefer paper towels. My child has some pretty severe allergies and we have to use a special and expensive soap on all laundry and wash everything he touches in hot water and dry it on high. Plain white paper towels end up being cheaper than three extra loads a week of linens being washed with the special soap and dried in the dryer. All paper towels then go into the compost and eventually contribute to the garden.

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