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Birthdays Behind Us and Surgery Ahead

September 1st, 2018 at 09:03 pm

Well, we've made it through the glut of August birthdays and now I don't have to worry about any until mine in February. Now the money that will be funneled into the Holidays/Birthdays Envelope will go towards Christmas, at least through to December. Right now it has $100 in it. My budget for Christmas is $500, so I just need to save $100 a month to meet that.

I don't think we are going to go to the ranch for our turkey this year. I think I am going to go to the young man we buy our chickens from instead. We seldom go to the ranch anymore as the gas is a little too expensive. If I have a rabbit to sell we will go, but that is it lately. We just really need to stick to our budget and that includes gas money, so going to someone in our own county instead of the next one over saves us a half a tank of gas. Our gas budget is $100 a month and I don't really want to go over that.

It's official that there will be no more overtime on this particular project, so I don't know if we will be able to make progress on the debt payoff in September.
I mean we'll be able to do the $500, but I don't think anything beyond that. This project is wrapping up, though, and then there will be the next one which might have some OT.

This next paycheck will be the first one with everything being taken out of it, but without any OT on it, so I will be able to see what the real base paycheck looks like. I have numbers pretty close to it, but I'd like to have the exact ones. It's the accounting nerd in me.

DH and I have to go through and allocate our 401K money to one of the plans, so that is on the agenda for tomorrow. I hope there is one without bonds in it, because I don't feel like bonds are worth it at this stage of the game. If not something like only 10% in bonds would be good. I wish there were more options, like with the IRA, where we could pick each mutual fund that we want, but there should be something decent in their choices. Most plans have at least one option that is for good growth.

We also need to finish going through our IRA. We only have 2 of the four funds picked out that we want, so it is sitting in those for now. It just takes time to research the funds and we haven't had much of a chance to sit down and look while he has been working all of that OT.

Our new insurance cards have not arrived yet. I hope they do soon as DD has an appointment with the opthamologist on the 4th, DS has a physical on the 6th, and I have a dentist appointment on the 11th. I have never had an insurance card not be here the week before the insurance kicks in so I am starting to get nervous it won't be here before we need to use it.

In fact, I can guarantee it won't be here in time for the 4th since there won't be any mail on Monday. Here appointment is at 3:30, so there is a chance the mail will come before that, but it doesn't always. It depends on if it is our regular carrier or a sub. DH will have to email the details so I can at least give the doctor's office the info that will be on the cards.

September and October are going to be full of appointments. Not just for my immediate family, but my mother has her surgery on the 19th and then the following week starts PT three times a week for two weeks and then twice a week for several weeks after that and I have to drive her, at least for six weeks. She is having her other knee done. This is her left knee so she will be able to drive sooner, supposedly.

I am still annoyed with her for refusing to go to a nursing home to recover for two weeks. She knows how difficult it is on me to take care of her and my daughter is in no shape to help. My husband is taking off the second half of the day the Friday she comes home so he'll be around for the first few days when she's at her worst, but after that I'm on my own. I barely make it through the day taking care of myself and my disabled daughter, but she doesn't care how much of a load it adds and it frustrates me.

This is her third surgery in a year's time and I wouldn't be surprised if she doesn't try to slip the other shoulder in before the year is up and her doctor retires. I swear I will have a nervous breakdown if she does. If one of my sisters would help it would be manageable, but nope. It would interfere with their lives too much. Even the one who actually lives here in town. I just really wish she would have had them all done at once and gone to nursing home to get better. It would have been a lot less stressful.

At least this time I will have my diet in order. I just hope taking care of her doesn't make me stress eat. But right now I am firmly in control and I am determined to stay that way. I have lost 15 pounds and she is not blowing this for me. I won't let myself get derailed again no matter how crazy she makes me.

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