I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!I didn't think it was humanly possible to have a worse insurance than Aetna, but DH's company's new insurance, Premera, is proving me wrong. They are automatically not allowing any brand name prescription medications even though the plan covers brand name medications. They are making us get preapproval for every freaking medication that is not a generic.
I have 3 medications that I have to take the brand name drug for, one of which basically keeps me walking. I have been through every generic in the book and they either had side effects that made me ill, or simply did not do the job right. I am so tired of insurance companies who think they know better than the doctor.
Medical insurance is supposed to be a benefit, not a hoop that they expect us to jump through every time we need to refill a prescription. We bloody well pay enough for it every month, plus the $2500 deductible. Premera was supposed to take over the contract as it was, but so far they aren't. They are only covering 60% of dental exams and cleanings when it is supposed to be 100%. Even with generics, a drug that was $2.53 before is now suddenly $15. It doesn't even cost $15. The pharmacy cash price is $11.03 so that is how I had them run it. I am just so frustrated.
Now I have to run down to the doctor's office, which is pretty out of the way, and give them my new insurance card information so they can sort everything out. Or try to. And hope I don't get charged for an office visit. Grr.
Stupid New Insurance Bites
August 5th, 2013 at 04:04 pm
August 5th, 2013 at 04:23 pm 1375719807
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