I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!So from the last paycheck these are the bills paid:
$500.00 AMEX
__45.63 House Insurance
__84.72 Car Insurance
__39.53 Life Insurance DH
__32.70 Life Insuance Me
_153.00 Storage
__41.16 Security System
_267.40 Dental
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1163.14
+180.00 Medical (out of medical savings, not paycheck)
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1343.14 Total money out
I also $4.37 to the coin jar.
The house insurance has gone up from $41.25 to $45.63 a month. That's a difference of $4.38 a month. DH's life insurance also went up from $37.80 to 39.53. His birthday is this month and it bumps up a bit every six months since it's term insurance which gets a bit more expensive the older you get. That's a difference of $1.73 a month. Storage went down $2.
When we go to talk to the insurance agent about landlord's insurance later this month I need to ask him about the surcharge showing up on our stuff. We weren't supposed to be charged $5 a month for doing monthly payments if they took it directly out of our bank account, but now we are. So if they are going to do that the same as if they were billing in the mail each month, we will switch back to paying in a lump sum. We won't be able to do that until January, because we'll have to save up, but I don't like that being changed on us after 5 years. If they remove it (and they'd do it retroactively, too) then we'll leave it on auto-pay.
I've got the August budget set up and ready to go for Friday's payday, so it'll just be a question of sitting down and writing out the checks or making the online payments.
Budget Update
August 8th, 2012 at 11:00 pm
August 9th, 2012 at 02:37 am 1344479852
Why give insurance an extra $20.?
August 9th, 2012 at 02:59 am 1344481157
August 9th, 2012 at 07:26 am 1344497201