So I sat down with my stack-o-bills and wrote out checks for everything. I won't have to pay anymore bills until the 28th. I have two bills that are due on the 31st, but they are local so if I mail them on the 28th, they will get there in plenty of time. Otherwise there are no other bills due this month, though all the autopays save one come out the first week of November. Nothing is due before the 17th and we will take that one and a couple others in in person anyway, since the BoA drive-thru is very close to the high school.

It will be nice not to worry about any bills for the next 19 days. I did a major grocery run today and I now have $282 to get through until the 28th. That should do me just fine. $120 of that will go to physical therapy, but all I should have to buy between now and then is milk and some produce. The gas tank is almost full. I do, of course, have money in savings I have set aside in case DH has to take an extra week off at Christmas, but if I had to, I could tap it. I don't think I will have to. We won't be eating out at all between now and the end of the month anyway.

Tuesday we will run money through our HSA and then dump it back in our checking account. We will do this before mailing any bills. We are definitely maxing out this year. We've actually spent more on medical bills this year than the max for the HSA but not enough to be over 7.5 percent of DH's income. But we can still deduct the entire $6,150 and our property tax without having to itemize and it would still be a bigger tax return than itemizing.

We will have quite a hefty return because of the HSA and I am hoping that it will wipe out our CC debt once and for all, though that depends on what is going on with my knee right now and whether or not I have to get it fixed. I'd like to do it this year if I have to since we have already far surpassed our deductible.

The only thing left for me to do now for finances is figure out the new budget for 2 weeks on/2 weeks off as opposed to 3 weeks on/3 weeks off. It's been so long since I've had a budget for the 2/2 that it's going to be a little weird. But I'll get it figured out and then I'll figure things out for the rest of the year. I have to go through and remark my calendar since the paydays won't be quite the same as before. It's a pain, but 2/2 is well worth it.