I was playing with Lau's template again today (not really Lau's, just that's where I got the link) and figuring out what I could do to pay off the debt once the promotion goes through and the higher paychecks start coming in. If we buckle down and really go at it, only leaving out enough for a car payment, it looks like we can pay off our credit card debt in three and a half years. Just by upping payments $500 a month. That would still leave us with $100 to put in the EF and $300 to make a car payment.

Plus that doesn't include slapping the tax refunds on it each year, either. We'll always have one with this job, just no way around it.

I don't know if we'll want to go at it full force, I know DH wants to take another larger Disney type vacation around 2008 or 2009. But its nice to know what we could do!

Of course, that doesn't include any money I generate through surveys, click-thrus, product trials, PTR's and hopefully getting my book published when I'm done writing it. The first four things go to the EF. I haven't thought much about the other as it still seems a dream that I might end up getting paid for what I love to do most. So intangible still, though and not at all to be relied upon.