I put together a new budget for the new year. It is pre-raise as the January raises obviously have not come through yet. DH is "supposed" to get a big one this year but it was "supposed" to come last summer and just keeps getting put off, so I'll change the new budget if and when it happens.
So far, it looks like we have $100 worth of wiggle room. Not exactly great but we'll manage. I want to try to split that $100 each month between raising the EF back up and saving for vacation.
2007 Budget in Place
December 30th, 2006 at 04:12 am