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Cars and Reasonability Part 2 + Babbling

April 24th, 2007 at 09:17 pm

DH and I talked on the phone over an hour last night about cars. He thinks we should just start saving $400 a month in the bank until the Crown Vic goes belly up and then go looking with a sizeable downpayment. Reasonable. Better than a giganto loan. Rational decision, I think. Sigh. Okay, then.

Meanwhile, we need to get the two free and clear vehicles we own up to snuff. The Crown Vic needs a major at home detailing session and to find out why the darn engine light keeps coming on five minutes after starting the car. And the Blazer, well, the air conditioning doesn't work, the 4 wheel drive is a $200 repair short of working and something is wrong with the accelerator.

Come to think of it, the Chevy is probably closer to belly up than the Ford. But I don't want to own an SUV ever again, I don't think. Maybe one of those hybrid ones some day in the very distant future when cars run on water or something.

Anyway, DH is being far more reasonable than I am about buying a new car, I think I may be reacting too much from the I wanna factor of my brain. Even though I know I don't want the long loan, so he makes sense. So we will do that, save and save and hope that it works out the way we want by the time we need to buy a new vehicle.

So that means of the $800 net raise per four week pay cycle, $400 goes to car savings, $100 goes to EF, $200 goes to debt repayment and the remaining $100 will go to upgrading our internet connection and possibly getting satellite TV. The kids are begging for it. I'm on the fence, but more on the no side. DH isn't sure he wants to go back to our old TV lifestyle at all. We do want to wifi our computers, though, so that will be a one-time cost of $200. We will see.

And of course, if necessary, the amount in car savings can be treated as a secondary EF, but only for a really bad emergency situation.

My new laptop battery came today and I am now portable again. Love it. And my new flash drive, specifically compatible with my old Toshiba Tecra 8000, came along with it. I am a happy camper. I feel like this computer can go a few more years now without being so darn tempted by the pretty new Toshibas out there. My little workhorse is doing just fine, even if it is a bit slow. Once we have an upgraded internet and a household network, speed will pick way up, anyhow.

I don't think I will upgrade to Vista. I'm doing just fine with the old XP upgrade. I'm just glad I could get a compatible battery for a computer this old.

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