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A few dollars more

July 9th, 2006 at 12:23 am

My click thru payment of $10 was deposited into paypal this A.M. and I shifted it to my CU, so it should show by at least Wednesday. So that is 2 so far that have actually paid out. I'm about to hit a payout again on the first one that paid out.

Anyway, that will bring my long term savings up to $467.34. Then its just $33 more to hit my second goal of $500. Really excited about that.

I had to wipe out my freezer account though. Well, its not wiped out, it still has $27 in it, but sadly it was at $227, which was almost half of what I needed, so that's not great. But it was for a hospital bill that had managed to slip through the cracks, so I wanted to pay it off right away. It isn't part of the $150,000 we owe the hospital, somehow it got missed. But it was only $200, so I just wanted it gone.

At least the $150,000 isn't that much anymore, but it amazes me just how much goes to interest. I should check on that again and see exactly how much is left. At least it is at 6 percent and not at the 18 the hospital normally charges. Of course, they are using my parent's house as collateral, so they aren't really going to lose in this whole mess. And the house is mine anyway, if I want it.

Okay, I got off track. Anyhow, savings is going up slowly but surely. Oh, and I got another penny for my people just giving away money tally, the clerk at the convenience store didn't want to give me 4 pennies so she gave me a nickle. So that makes $1.81 since I started keeping track in April.

Posted in , Appliance Antics and Household Purchases, Extra Income Sources | 3 Comments »

3 Responses to “A few dollars more”

  1. contrary1 Says:
    July 9th, 2006 at 04:26 am 1152419187
    1152419187

    I would really have to brainstorm that hospital bill if it were mine. I would send letters to the hospital board, begging if need be, telling them all about my young family I was trying to raise, but with this bill & interest over my head,.....and on and on.......... Someone there has the ability to take the interest off & just let you finish paying the money owed.

    I have done it, albiet, not for that size amount, but it is possible. 6% is low, but zero is so much nicer!

  2. LittleGopher Says:
    July 9th, 2006 at 02:14 pm 1152454499
    1152454499

    I can understand how you felt getting rid of that hospital bill - I would have done the same. You built up your freezer fund bit by bit, and you will do it again. Best wishes to you!

  3. LuckyRobin Says:
    July 10th, 2006 at 11:45 pm 1152575159
    1152575159

    Well, the hospital bill was originally $300,000 beyond what our insurance at the time would pay. We originally had an itemized receipt and from that negotiated it down to $152,000. They agreed to a 6.5% interest rate instead of 18% if we had something to put up for collateral, so the collateral is my parent's house. They won't negotiate any further than that.

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