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Finished the Budget for June

May 30th, 2018 at 05:24 pm

I have done a detailed budget for the month of June, breaking it down into four weekly budgets, assigning amounts to each week and making every dollar work for us. While doing that I kept coming up with extra money each week. I figured when I got to the last week it would zero out, but it didn't.

Turns out when I added up the four paychecks I must have made an error, because I had more money than we thought. I was off by $110, so that means I can actually bump the grocery budget to $200 a week instead of $175. I added the extra to the cushion category, which put that at $40.80 a month. I want to build a small cushion into the checking account.

I am really grateful to have found that mistake, because we have gone over $175 both weeks so far, but still stayed under $400 for the two weeks. I was really trying hard, too, but when you are feeding four adults, 2 of which are male and 1 of which has extreme dietary limitations, and trying to eat organic at least on the dirty dozen, turkey, and chicken, that extra $25 a week is going to make things a lot easier.

There are still a few things I can cut yet in the grocery budget, but because I was sick, didn't. For example, I bought 8 bags of chicken fried rice from TJ's at $2.99 a bag which is $23.92.

Normally I make chicken fried rice at home and I have all the ingredients for it. I do up about 16 cups worth of rice in the rice cooker and then add some coconut aminos, peas, carrots, corn, shredded meat of some sort, scrambled egg, ginger, and garlic and stir-fry it in a bit of chicken broth. I used to use sesame oil, but not anymore with DD's restrictions. Then I divide it into quart size freezer bags. It is a huge difference in cost. I can make up as much rice for about $8, a savings of about $16.

So I know I can balance stuff out a little better to come in under budget, I just have to get there and be well enough to do it. As soon as I feel good enough to make our bread and rolls from scratch again that will help, too. Convenience happens when I don't feel well, so as soon as I finish this cold I will do up my rice. Or maybe even tomorrow. I did a lot today, got caught up on dishes and halfway caught up on laundry and didn't have the energy to do more than just make dinner today. I do have to make up more pudding tonight, but that will be easy.

Tomorrow I have to make breakfast burritos for the freezer and I will at least make the rice in the cooker. It stir-fries best when it is a day old.

I am taking lots of breaks so I don't push myself too hard. I will go to bed early, too. I don't want to relapse just when I am starting to feel human again.

I am reading a new library book, "Slaying the Debt Dragon," by Cherie Lowe, and one of the things she recommends is naming your debts. They called theirs the dragon. I did this in the past when I called the credit card companies the Evil Empire and my whole goal then was to bring down the Evil Empire. But with just having the loan left to Mom that doesn't seem appropriate. She's not an empire. So I am dubbing it the Monster Mom Loan. Not to say my mother is a monster, just that the Mom Loan is. It tickles me and gives me just a little more focus. It's weird in my head, but I like it there.

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