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What's Left

March 25th, 2017 at 10:52 pm

I think, barring any further unforeseen circumstances, that we are going to come out of this whole ordeal with $30,000 left in the bank. I've been going back and forth on whether or not I want to still consider that the down payment fund or just make that be the Emergency Fund and start the down payment fund over from scratch.

That might be a little disheartening. I know we won't be doing anything whether the money is called one thing or the other, until both funds are to goal, but I just don't know.

I could split the difference with $15K into each or $10K into one and $20K into the other. I know it is all semantics. I just hate having to start completely over with both.

I guess I am being silly. I need to do whatever will screw with my brain the least. I just need to figure out what that is.

8 Responses to “What's Left”

  1. Laura S. Says:

    It may be semantics, but if it were me I would want to leave money in both funds.

  2. Househopeful Says:

    I'm with Laura, that I would have some in each fund. Taking such a hit can be psychologically painful to people like us (savers). Overall, just remember that you guys are still in a MUCH better position than many who have gone through/are going through the same issue and that your foresight and goals have been what gave you that success.

    THe EF did its job, even if it took a beating and you should be proud.

  3. CB in the City Says:

    I agree, split it up! You can rebuild your EF now.

  4. PatientSaver Says:

    You've got $30,000 and that's what counts!

  5. My English Castle Says:

    When everything's been so out of control, it's natural to try to regain equilibrium and try to exercise some control. Maybe the natural answer will sort of surface as you go.

  6. rob62521 Says:

    If my vote counts, I say split it up. Glad you got the $30K.

  7. VS_ozgirl Says:

    You should be so proud of yourselves that you were able to keep your family going in such a tough time, you've done a wonderful job! You will be able to rebuild.

  8. LuckyRobin Says:

    Yeah, I think I am going to split it up. Just not sure on the ratio.

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