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Pending Mortgage Pre-Approval but Life in Limbo Continues

May 4th, 2016 at 01:25 pm

So we heard from our credit union and have been tentatively pre-qualified for a mortgage. We just have to get them the last two statements from my savings account to prove we have money for closing, the last two tax returns, and the last two W-2's. We had everything except the 2014 tax return, which DH says is at work.

He is on his way back up to Alaska so hopefully he is right, but work can issue him a copy if not, so either way we should be able to send those documents in soon.

But we can't move forward ourselves until the company DH's work has bid on the contract for makes the announcement on who got it. They've known for almost 2 weeks now, but as per usual, they let their announcement deadlines go whizzing past. It is frustrating beyond belief to continue to have to live in limbo.

I am such a planner, especially financially, so not being able to plan seriously screws with my head and my sense of security. It kind of feels like when I have some OCD stuff going on and something prevents me from going through the rituals to calm it down. Like checking my alarm clock four times at night, but I can't because the power is out. It builds up and makes me a little antsy. Only this is bigger than that sort of thing. It's a low level of anxiety that is almost constant and doesn't want to be shoved back down into its hole. And I don't like it.

5 Responses to “Pending Mortgage Pre-Approval but Life in Limbo Continues”

  1. ceejay74 Says:

    I feel ya! When we had so much time in limbo in 2014/2015, I tried to regain a feeling of control by running detailed scenarios based on just about every imaginable outcome, as I'm sure you've done to some extent, but it's just not the same.

    Even though we had just about the best scenario happen, I felt bruised and exhausted at the end. By comparison, although this year's tax bill was a worst-case scenario, I wasn't hanging in limbo for months and months. It was a quick and definitive blow that I could immediately begin working to recover from. I'm not happy about it, but I'm glad I didn't have to wait and wonder.

  2. LivingAlmostLarge Says:

    Good luck! Woot!

  3. creditcardfree Says:

    Hang in there! This too shall pass. You won't be in limbo forever. Smile

  4. VS_ozgirl Says:

    I know all about the low lying anxiety, definitely feel it at times! Hope there's some good news soon.

  5. FrugalTexan75 Says:

    Hope you get the good news soon!

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