I've got a few things on the agenda for 2015 that I'd like to achieve. I'm not going to put sell the house on this list, because that is basically out of my hands, though I sure do hope it happens.

Our first priority is to contribute to the 401K. DH has started this process, and half the Christmas bonus will go into it, and after that 1% of income. We hope to raise it higher, but I have to see how it messes with our bottom line. With no raises in 4 years and more and more being taken out in medical each year, I'm not sure how much we can put in there without being squeezed tight. It should only be taking $125 a month out pretax.

Our second priority is to fund DH's Bachelors program. The sooner he gets through that, the sooner he can apply for jobs that will move him up in the company and give him a shot at higher wages.

Our third goal is to get the Emergency Fund to $15K, which would be our minimum 3 month's expenses. It would be super tight there for 3 months but it would be survivable. $18K is more like comfortable, but baby steps. There is a dedicated $1720 a year that goes to this with the weekly $10 deposits and the monthly $100 deposits. I'd have to come up with $3280 from elsewhere, like coin jar money, refund checks, and surveys or any overtime DH manages to swing.

Farm Goals I'd like to meet in 2015--

Raise ducklings for sale if our girls set any nests. I don't have an incubator and it is not in the budget for 2015, so it is either nature's way or not at all.

If George is mature enough, let Gina set on eggs and raise some turkey poults, some for sale and some for our own meat. This may take another year, but some heritage breed male turkeys do mature enough to fertilize their first year. If not we will buy and raise 3 poults for our holiday and a few chicks with them for meat birds.

Double the size of our organic garden and start it earlier in the year.

Purchase 2 dozen canning jars each month during the next year to increase my supply.

Sell some rabbit breeding stock and increase egg sales.

There are, of course, other things I'd like to accomplish, but with limited funds, I felt like I should stick with what seems to be reasonable.