I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!I just got the mail and there was a letter in it from the Imaging Center. I was sure it was another bill, but couldn't figure out from what, since I've already paid for both my MRI and my daughter's CAT scan from her skull fracture. Turns out it was a refund check. When I got my MRI, I had to pay $125 up front, even though we don't have a co-pay. Well, my insurance covered more than they thought it would, so the $125 led to an overpayment.
The amount of the check is $35.73. I also had enough quarters in my coin jar for a roll, so rolled those, and I have 2 ones in there, so I am going to go make a deposit into the Emergency Fund with this money.
$9432.66 Beginning Balance
___35.73 Refund
___12.00 Coin Jar
----------------
$9480.39 Ending Balance
That leaves me with just $519.61 to go to hit my $10K goal.
There is a possibility that DH may be able to get an extra week of work in December. It has been signed off on by all but one person. If he does get that week, we will only have 4 weeks without a paycheck instead of 5. And it might just be enough that between one extra paycheck, what I've saved, and the Christmas bonus (assuming it is what it has been the last 2 years), we won't have to touch the Emergency Fund at all.
And in a best case scenario, I might even have enough left over to boost the EF all the way to $10K by the end of the year. That would be wonderful, but I am not counting my chickens before they hatch, or in my case not counting my rabbit kits before they reach butcher size.
That Worked Out Well for the EF
November 21st, 2014 at 10:22 pm
November 22nd, 2014 at 02:55 pm 1416668144
November 22nd, 2014 at 09:42 pm 1416692576
November 22nd, 2014 at 10:11 pm 1416694264