I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!I made it over to the CU and made a deposit today into the safety net portion of the Emergency Fund. I had a lot of money to put in this time, tons of ones, rolled coins, and a couple larger bills. I often wonder if they think I'm a waitress saving all her tips, because I always deposit so many ones and coins. It came out to $101.
$8430.50
+_101.00
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$8531.50 New EF Balance
The milestone is that we now have one full month's net pay saved. We've had a month's expenses save for a little while now, but now we have passed the mark of a full cycle of paychecks. I am pretty happy about that.
I also added $6.87 to the coin jar tonight so I am already started on the next round. My goal for March is to hit $8600, which I will as I haven't even made my monthly $100 deposit yet and I have two more $10 per week auto deposits this month still to come. That will bring me to $8641.50, so I am going to go for a stretch goal and try to hit $8700 this month. I am still walking around with my AMEX rewards check, too, because the only place I can cash it is at Costco and I haven't been up for going there. I don't remember how much it is, but I'm thinking around $58.
It is nice to keep seeing the numbers going up. Now if the interest rates just would for bank accounts.
I want to get two more months' income saved and then after that I want to start laddering CDs in the amount of $1000 for each month. That way if something bad were to happen, we'd still have easy access to 3 months worth of income, but my money above that would be able to work a little harder for me.
I will earn at least $16 tomorrow in farm sales, possibly up to $20 if I can find one more bag of rabbit liver, so that will go into the savings account as well and will bring my total homestead earning to date to $115.
Another Emergency Fund Update Milestone
March 15th, 2014 at 10:15 am
March 15th, 2014 at 04:14 pm 1394900052
March 15th, 2014 at 07:02 pm 1394910155
March 15th, 2014 at 09:10 pm 1394917814
March 16th, 2014 at 06:57 pm 1394996257
March 17th, 2014 at 04:07 pm 1395072467
The most that I have earned in one month is $35., and that was only about 3 weeks of getting on the swagbucks website, and doing just a few things. I could probably have earned over $50. During that month if I would have been doing the other things to earn swagbucks. I hardly ever do the surveys, or online shopping from that site, or the other things. I usually average about $30. Monthly.
I earn most of my swagbucks by searching the web, watching partial short videos on SBTV (swag bucks tv), playing games, getting swag codes, doing the daily polls, and accepting my 50 swagbucks that they send to each of their members, through email for their birthday, and a couple other things, but there are several ways to earn those digital dollars like doing your online shopping through the swag bucks web site, doing surveys, and more. There are many ways to earn swagbucks. I always open up five or six tabs on my browser in order to earn swagbucks by multi-tasking, which speeds up the time it takes to earn them.
After I have enough points saved up, then I redeem them for amazon gift cards. The amazon gift cards never expire, and I save them up then I usually buy gifts for the baby-showers that I go to, I have bought some things for myself too. Several people use their swagbucks to get amazon gift cards and save them up to buy Christmas gifts. There are many things that you can choose from to redeem your swagbucks for.
I have been earning swagbucks for the past five years. You can be my referral if you want. Here is the referral link: http://www.swagbucks.com/refer/kaay810