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Emergency Fund

December 6th, 2012 at 10:04 pm

I was reconciling my savings accounts spreadsheet with the bank statements I received in the mail today and I realized that there was $252.01 that was not allocated to any category at ING. Not sure what I did there. I might have paid something out of the holding tank without actually taking it out and just using checking, but I took it off the spreadsheet. That's happened a couple of times. Regardless, I added it to the emergency fund category, so the EF now sits at $1457.42. Almost to the $1500 mark. I think I can get it there by the end of the year.

I received the propane bill for the old house today. The thermostat is set on 60 so that the pipes do not freeze. It is $159.65. That is quite a lot less than I was anticipating. I have $400 allocated for propane in the holding tank right now. So I will pay that and then leave the rest of the money ($240.35) in there and just not transfer any more money to the holding tank for propane until after the next quarterly bill comes. I can use that $100 a month elsewhere during that time.

Tomorrow is payday. I still have $297.82 in checking and $25 in cash. I added $6.48 to the coin jar. I really like this new habit of getting to the next payday with more than $5 left.

I've been saving my allowance since I started drawing one again. I have $154. I haven't decided what to do with it. Maybe I'll save it for Disneyland. I like to buy a sweatshirt or light jacket, a couple of t-shirts, and one of the Splash Mountain towels when I go and they are a bit expensive, so having the extra saved for that would be a good idea. They are so well made that they last for years. In fact I can still wear the Disneyland sweatshirt I bought in 1995 on my honeymoon and it looks great. None of the stitching has come out or anything. So I feel like they are a good investment.

DS's Christmas presents arrived today so he is all taken care of. I need to get on the ball and order DD's presents now that I have her list. I procrastinated last year and a couple of her presents didn't show up until a week after Christmas. 5 more days until DH comes home. It's been a long hitch and I will be glad to have him home.

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