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Paying the Bills

October 8th, 2012 at 05:51 am

One of the things that helps me to stay incredibly organized when it comes to bill paying is my bill box. I love this thing. It is specially designed with 31 slots for each day of the month and two drawers beneath to hold things like stamps, address labels, envelopes, pens, whatever. As the bills come in I file them in the corresponding number that is one week before their due dates. I can tell at a glance that bills are coming due so I never have to worry about it.



I've had it for a few years now and I totally would not give it up without fight. What kind of methods do you all use to stay on top of the bills you don't pay online?

Anyway, here's what I paid out of Friday's paycheck:

$1000.00 Medical DS
___41.16 Security system for old house
___21.18 Medical DS
__400.00 Old house mortgage (plus extra to principal)
__200.00 Chase
__757.82 Car payment (plus extra to principal)
__300.00 Glasses (2nd month of 3 months same as cash)
___44.87 Phone for old house
___70.56 Internet
__144.00 Water/sewer old house (2 months)
__300.00 Mom's utilities
------------
$3279.59

I still have to buy some groceries, I'll have a $90 physical therapy session on Wednesday, and need to get out $25 to pay out the kids' allowances. Otherwise I am right on target for the month. Just having that big check ready to pay off the forward head posture treatment for DS tomorrow has lifted a tremendous weight off my shoulders. I can face the rest of the month without it looming.

Posted in Spending Journal, Paying the Bills, Medical Issues and Spending, Is Budget a Four Letter Word?, | 6 Comments »

6 Responses to “Paying the Bills”

  1. Momma and the boys living on budget Says:
    October 8th, 2012 at 08:56 am 1349686561
    1349686561

    great way to be organized. I have most of my bills sent directly to me via email as well as they show up automatically in my online banking.

  2. rob62521 Says:
    October 8th, 2012 at 02:24 pm 1349706289
    1349706289

    Good organizational tool!

  3. North Georgia Gal Says:
    October 8th, 2012 at 03:39 pm 1349710797
    1349710797

    I have seen these before! I don't mail any of my bills as I pay them through my banks bill pay. I set them up when I receive them.

  4. snafu Says:
    October 9th, 2012 at 01:26 am 1349746007
    1349746007

    Like NG Gal, I like the no cost, no muss, no fuss efficiency of the bank's bill pay system and set them up when I go on-line so that they clear at least one banking/business day before the due date. The transactions are ow seamless between different accounts, between various financial institutions, between investments, even person to person transactions.

  5. LuckyRobin Says:
    October 9th, 2012 at 05:40 am 1349761219
    1349761219

    We can't pay all of our bills online. I usually do what I can, but some places still don't take online payments, or they charge a surcharge that is way more than the cost of a stamp. If I could do every payment online, I definitely would.

  6. FrugalTexan75 Says:
    October 12th, 2012 at 03:16 am 1350011784
    1350011784

    Any bills I get in the mail (which are very rare) I just pay whenever they come in, otherwise I would more than likely completely forget about them - until I got the past due note!

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