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Looking Forward to November

August 13th, 2012 at 12:25 am

Sometimes it really feels like I'm living my life on hold; like I'm just putting my time in to get to the other side of something. Right now that something is my son's medical bills. We have three more payments to make of $500 each, one for August, one for September, and one for October. Then in November we can start slamming that extra $500 onto the credit card debt again.

It's been one thing after another this year. First my physical therapy, which ate up close to $3000 and then this whole mess happening with DS's head injury which is going to come in around $3000 when all is said and done. Part of me really wants to go after the other boy's family for medical expenses (not punitive damages, just actual costs), but they are poor and it would probably just push them into bankruptcy in which case we wouldn't be reimbursed for the injuries that boy caused anyway. We totally have a case, but it's probably just not worth pursuing.

The head of admin is trying to set up a meeting with the principal and the vice principal and a few other people. I am not holding my breath about them taking responsibility for this assault. I doubt there will be an expulsion of this kid either. He should not be allowed back in school after what he did. Not that it much matters since DS is homeschooling this year, but he could attack other kids in the same way. They have just handled things badly from the beginning.

It just bothers me, too, that without the extra medical debt this year, we'd be out of credit card debt by now. It's frustrating to me. I feel like I'm a whole year behind because of it all. I know we will get there, we are getting there, but I want it to be now.

I really hope that what DH has been told at work is true, that Christmas bonuses will be double what they were last year. Because if they are we will wipe out that debt in one fell swoop. And if not, well, the tax return we get this next time will as we have maxed out the HSA and will get to deduct the full amount. I know it's coming whether at the end of December or sometime in March. I just really want it to be now. That impatience to be done with it is strong.

We have had debt due to medical stuff for so long. I am used to living with it, but I want to be over. It's been such a long road. I can see the end, yet I know how far it is still to go.

I can't count on the house selling. Not in this market. It would be nice if it did, but who knows. I certainly don't.

2 Responses to “Looking Forward to November”

  1. FrugalTexan75 Says:
    1344821283

    I can empathize with getting so close to a goal and then having life sweep in and push it out of reach. You still will be able to reach your goal of saying sayonara to the debt, and when you do, it will feel even sweeter since you've had to fight for it so much harder than you originally thought.

  2. baselle Says:
    1344823094

    Same thing happened to me in 2004 when I was within $400 of being debt free. The fiscal gods noticed and threw about $600 in additional costs. Oh, did I curse! It was one of the great incentives to never re-visit a revolving balance again.

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