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Smaller Paycheck Update and Other Thoughts

September 17th, 2011 at 04:54 pm

I talked to DH last night and we figured out what was going on with the paycheck. They took the full amount of medical out of it instead of just half. It has to do with how his funky 3 on/3 off work schedule falls during a month. But the next paycheck will be higher since there will be no medical taken out at all and there will be no Social Security taken out because he hit the cap this week. We'll have an extra $1000 coming to us this cycle which will go directly to Virginia Mason, really. But having it for medical bills is great because it means we don't have to divert it from somewhere else.

He did say there might be an extra week off around the Christmas holidays as things slow down. I hope not. I don't think we can slide things for 3 weeks with no paycheck without wiping out our entire emergency fund. He doesn't get any kind of paid vacation or paid time off, so there's nothing that would cover it. He could get unemployment for that time period, but I feel like that would be abusing the system and also it wouldn't be very much, especially since he'd have to do it based on Alaska and not based on Washington even though he'd file through Washington. It in no way would come close to matching the lost income.

At least he gave me a few months' warning that it might happen (he just found out and so far it's only a maybe). I will try to channel at least another $1000, two if I can swing it, into the EF between now and the end of the year. It'll be tough but if I stick to my goals of no eating out for health and weight loss, I think I could manage.

Maybe on top of my No Eating Out Challenge, I should add an Eat from the Pantry Challenge where (with the exception of milk and produce and salad dressing) I buy nothing else this pay cycle and we just eat up what is in the cupboards and freezer. I could probably save an additional $300 doing that. I would have to go and get the kids' additive free lunch meats though and freeze them because I'm not going to feed my son something he is allergic to just for a challenge. I'll have to reinventory stuff and see where it all stands and think about it a bit before deciding.

DS is willing to take peanut butter and jelly or peanut butter and honey sandwiches twice a week and only have meat sandwiches three times a week. That would cut things down a bit as the additive free stuff is pricey, as well. DD said she'll take leftover cold homemade pizza or if I get her a soup thermos, leftover stews or soups or whatever. DS piped up that he'd take chili if he had a soup thermos. So maybe I'll pick up a couple soup thermoses if I can find then now that rush for back to school is over. I think Freddy's carries them year round.

3 Responses to “Smaller Paycheck Update and Other Thoughts”

  1. LittleMsMom Says:
    1316300424

    now that the back to school rush is over, the soup thermos's might be one clearance in your stores. Our Walmart still has a bunch of B2S stuff marked clearance now.

  2. baselle Says:
    1316315324

    For awhile there, Safeway had the soup thermoses for $9.99...and I'd save all that you buy even when the kids get sick of them. You can culture yogurt very efficiently in them.

  3. LuckyRobin Says:
    1316368930

    LMM--That's true. I think I'll see if I can find any today.

    Baseelle--That's a good idea. I read about your yogurt making and it sounded like the easiest way to do it I've seen.

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