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It's Been a Slow Week

May 12th, 2011 at 08:25 pm

I added $1.87 to the coin jar. This cleans out my purse and keeps me from spending that last little amount on a cheeseburger. Tomorrow is payday so I'll feel like I'm making a slight amount of progress again. I hope. It's going to be a bill heavy month and that's going to make it hard not to feel down about it. I'm trying to come to terms with the fact that we won't make as much debt progress as usual. And that I don't need to eat out to artificially boost my spirits over that fact.

I am debating whether or not to skip the car payment this month as we are still several months ahead on it. Right now it's set up to come out on the 19th like usual. I don't want to skip it, yet at the same time absorbing over $700 worth of extra medical this month is going to stretch things. The budget does set aside $500 for medical. But with weekly $90 physical therapy sessions and monthly chiropractic and three monthly prescriptions, that money is already eaten up.

Plus it's going to cost around $250 for going down to Virginia Mason, spending the night in a hotel, and meals and extra gas to Seattle and back.

At the minimum (for me to feel like I'm making any progress at all) I need to send $2500 to debt repayment, $1000 of that being for DH's work expenses for airfare/hotel/food, and $500 being for gas/health club/phone. We budget $3500 a month for it right now and try to squeeze out any more that we can. I guess I shouldn't complain too much. That's still $1000 that will be going to principle debt repayment this month. I remember months when we were lucky if it was $15 over the interest.

2 Responses to “It's Been a Slow Week”

  1. Miz Pat Says:
    1305232117

    I would definitely defer paying ahead on the car this month to handle the other items.

    You are doing really good

  2. creditcardfree Says:
    1305255930

    If you are ahead on the car payment and there are no negative consequenses, then I would skip it to pay for those other items.

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