I live, write, and garden in the PNW with my husband of 27 years, disabled daughter, college-aged son, and my 84-year-old mother. We have paid off $250,000.00 worth of debt (if you include the interest) in the last fifteen years and as of 6/12/2020 are 100% DEBT FREE!!!!Well, I finally got off the procrastination train and finished paying bills for Friday's paycheck and then I balanced the checkbook.
Money out:
$1000.00 to medical loan from Mom
$--19.07 Electric for old house
$--35.90 Life Insurance DH
$--32.70 Life Insurance Me
$--95.59 Car Insurance
$--41.00 House insurance for old house
$-500.00 Amex
$-300.00 Groceries
$--90.00 Medical
$-375.86 Mortgage on old house
$--96.00 Six weeks allowance for 2 kids
$---2.00 Tooth Fairy money
$--78.68 Clothing and shoes for DS
$-100.00 Cash for me
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$2766.80 Total Spent
$91,000.00 Medical debt payback to Mom
$-1,000.00 Amount paid
-----------
$90,000.00 Amount still owed to Mom
So we have officially paid back $20,000 and we have 90 payments left to make. 7 years and 7 months to go.
The majority of next week's check will go to the Master Card and some of the following one, too. So it should be completely paid off by the 15th as long as nothing unforeseen arises.
I still have $204 left in the checkbook and $49 in cash. I doubt I will use what is in the checkbook and will just add that to what I pay on the MC on Friday.
Procrastination Station
April 4th, 2011 at 10:58 pm
April 5th, 2011 at 02:10 am 1301969430
April 27th, 2011 at 03:26 am 1303874765
You sound like a fun and upbeat person, so I hate to admit that I found your blog in desperation. You seem to manage your financial life pretty well, so I'm hoping you can tell me what the heck is wrong with me!!! There is something in my brain that simply does not allow me to pay a bill on time! I own my own home that I bought for a steal 13 years ago. I have actually considered selling it just so I can pay off my debts (which are really not that much) no credit card bills (they stopped giving me those a long time ago)student loans and homeowners accociation debt to the tune of 10,000. I'm wondering if you know of anybody that would offer a service, that just helps get you set up with a basic budget and set up automatic withdraws for bills and such? I think if I could find someone to get me situated and up and running that I may be okay. It's just getting organized and started that I"m having such a hard time with. I know I must like an idiot but I really am TERRIBLE at managing my money on a daily basis.
HELP! Thanks for reading my rant.
Paula