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Numbers Update and New Laptop

February 24th, 2011 at 10:08 pm

I am getting so frustrated with my blog entries disappearing into cyberspace. This will be my fourth attempt. I made two last night and one this morning before giving up and banging my head against the wall. But I am writing this one in Word and will try to copy it into the box and hopefully this time it will work.

I’ve got new numbers after all of last week’s payments finally posted to their accounts after the holiday.

$20895.77 New amount owed to BoA VISA.
$4342.92 New amount owed to BoA MC
----------------
$25,238.69 Total still owed to the Evil Empire

This is only a small change of $322.95, despite paying $1500 between the two. The VISA (which is an air miles reward card) has over $400 of interest each month because the balance is so high. DH spends about $1000 each month on that card for travel expenses to and from work (airline ticket, hotel overnight, food), so most of that payment is used up between interest and travel. However the $1000 payment I will be making tomorrow will more or less all go towards principle so after it posts we will see actual progress there.

The mortgage is down to $21,778.32 after the last payment posted and the car loan is down to $16,236.70.

My computer pretty much completely died on me. Or maybe it’s more like it went into a coma. It’s still alive but doesn’t respond to any outside stimuli. I was able to get off all my documents, videos and music before it did that, but not all of my pictures. I have copies of all the family photos and vacation photos on my portable hard drive and DH has them on his computer, too. But all of my fandom photos and icons that weren’t saved in other places are still on there, along with all my favorite wallpapers for the desktop. It’s not the end of the world, but I still hate to lose them. I am hoping DH can manage to get them off for me by taking out the hard drive and using a portable hard drive adapter to transfer it off.

Anyway, so even though I hadn’t saved up the full replacement cost of a new computer I bought one yesterday anyway. It was almost like the one I had been planning on, but it has a number keypad and was $81 less. It’s black, but I can get a skin for it if I get tired of black for just a little bit of money. Anyway, they had 18 months same as cash and I qualified for it based on household income even though I don’t have my own outside the house job.

Regardless I am going to continue adding to my computer fund. When the first payment is due I will subtract it from the fund and continue saving money towards it. That way I can earn my paltry 1% interest. I will do that until I have the full payoff amount saved and then just pay the rest of it off well before the 18 months no interest are up. And yes, I will be sure to check my statements each month and make sure they aren’t playing games with the minimum amount owed, like others have caught them doing. I’ll pay over that amount anyway each month. To that end I added $9 to the laptop fund and 46 cents to the coin jar.

$458.94 Beginning laptop fund balance
$+09.00 Amount added
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$467.94 Ending laptop fund balance

I am glad payday is tomorrow. I have $17 left in checking which I will add to the EF safety net tomorrow since I don’t need to buy anything today.

2 Responses to “Numbers Update and New Laptop”

  1. frugaltexan75 Says:
    1298602783

    Sorry to hear your laptop died, but it's good you were able to get the most important things off of it. Do you use delicious.com for saving your online bookmarks? Or box.net/dropbox.com for documents online? Delicious is completely free, and the online storage is free up to a certain amount (5 mb I think..)

  2. LuckyRobin Says:
    1298620431

    No, I've never used something like that. It sure would have come in handy.

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