Monday of last week DH called BoA about getting a refund on the amount we overpaid when paying off the loan balance of our Gold Star Option loan (which happened, mind you, because of an error on their part). They said it would be in our account no later than Friday. Friday came and went and nothing. Today there is still nothing.

I called DH at work, which I hate to do because his office is always so ridiculously noisy and he is always so busy. He's going to call them again. I can't do it because my name is not on the loan and they won't talk to me. They'll probably say another five business days and then it will probably still not be there. This is making me grumbly because I wanted to use that money on the MC bill that is due on Thursday. Now I won't be able to add that in. Oh, I can do it when it finally shows up, but I wanted to do it on this one.

I wish we could fine the credit card companies when they are late doing something like they do when people are late making payments. A lovely $15 to $30 surcharge every time they didn't follow through on their commitments would be nice. Or charge them the same amount of interest they charged on the loan (6.9% in this case) compounded daily. Might make them less tight-fisted when paying back the people they owe. Or at least get them to do it when they say they will.

I paid out $90 to the physical therapist today. My session went really well and I am almost walking normally again.

I noticed that Verizon did not take out the autopay today. It is supposed to come out on the 12th but when it falls on a weekend it usually comes out the following Monday. If it still hasn't come out by tomorrow that'll be another call for DH to make. He needs to put me on the Verizon account.

I have to go to the store for milk and DD is going to need cough drops, too, (I'll spend around $15 instead of the planned $12) so a bit of that $103 reserve is going to have to be used for that. Not too much of it, though. I should have at least $99 or $100 leftover still by payday Friday for savings.

I added $0.78 to the coin jar today and have five ones to add to the laptop fund.

$424.94 laptop fund beginning balance
$+05.00 amount added
---------------
$429.94 ending laptop fund balance

I broke my no eating out rule today. I made it 15 days, so not too bad. I got a double cheeseburger and drink from DQ for $4.71. It was actually very good. I was afraid I'd be disappointed because usually when I stay away from fast food for a long time it doesn't taste that great, but this did. Not great enough that I'll be tempted back into eating fast food several times a week, though. I'm probaly good for another couple weeks.

So far this month my ING savings account has made $2.37 in interest. I don't add that in of course until the end of the month when they actually add it to the bank account, but I like watching it accumulate, so I tend to check it once a week. I'm not sure what the interest rate is there right now, somewhere just under 1% I think, but it's a heck of a lot better than any of the CU's I bank at which are .4 to .1 percent.

The wind is blowing hard today. I've got flashlights located and lots of blankets ready in case of a power failure tonight. The temp is 45 degrees outside right now. Not too bad, but still, the house will get cold after a couple hours if it does go out, so best to be prepared.