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25 Days Later

March 10th, 2007 at 01:08 am

Our tax return showed up in our bank account today. This is the fastest we've ever gotten it. Just 3.5 weeks.

I haven't done anything with it yet, but the plan is:

$2000.00 to a credit card
$1000.00 to Vacation fund (but will send to ING until needed)
$ 458.13 to education fund (but will send to ING until needed)

Might as well earn some good interest on those last two things. I am setting up a spreadsheet to keep track of what's in the ING account so nothing ends up in the wrong place.

2 Responses to “25 Days Later”

  1. picklepost Says:
    1173547488

    I noticed you weren't maximizing your 401(k) - you might consider "paying yourself" first and get the full match...unless your credit card rates are sky high. At worst, you could always borrow from the 401(k) at some point and then pay yourself back.

  2. LuckyRobin Says:
    1173563482

    We're not going to maximize our 401K until the nearly $45,000 in credit card debt is paid off. That is a decision my husband and I have made. We will be bumping it up to 4% in a couple months, but we want this debt to not be hanging over us. That is where our priorities lay.

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